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装修贷可以贷多少年

装修贷可以贷多少年

浏览：25次 | 提问时间： 07-13 05:57

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6个答案

失心人 07-13 05:58

装修贷款只可以分5年时间还款，并且还款利率还会随着还款时间变化，还款的时间越长，需要支付的利率额度就越高。

说实话，我国装修贷款的利率是很高的，要比普通贷款的利率高很多，最低年利率在6.1%，如果你打算申请装修贷款装修房子，你一定要考虑到个人的经济能力，说实话承担的压力还是比较大的，并且装修贷款也不是很划算，一般是不建议申请的，因为需要支付的利息额度实在是太高了。

隔遥远 07-13 06:06

装修贷款可以分成多种时间段，但是最长的贷款时间是10年，不可以超过这个年限。
中期贷款跟其他形式的贷款都差不太多，也是根据你的贷款时间，根据你的贷款数额来划分贷款比例，但是从贷款的时间上来看，装修贷的利息要比其他形式更低一些。
如果你要办理的是普通的装修贷款，一般情况下贷款的数额是不可以超过20万块钱的，而贷款的年限上，也是不能超过10年。

经存在的邂逅ゆ 07-13 06:14

装修贷款可以贷10年，但是我不建议大家贷，10年可以选择三年到5年的时间。因为大家本来就要还房贷了，再加上装修贷款确实是压力比较大的，这样缩短贷款的时间也可以缩短几年的压力。
并且我们装修贷款的额度没有房贷那么大，所以只要自己稍微节约一下就能够将装修的贷款还上的。
我觉得苦前面几年总比拉长战线要好一些。
而且在选择装修贷款的时候，一定不要选择网贷。

无眠 07-13 06:23

每家银行规定的装修贷款的时间并不固定，比如说如果你选择在招商银行办理装修贷款业务，最长的贷款时间能够达到10年。而相对来说，建设银行用于装修贷款的时间会稍微短一些，只有5年。
我们在办理装修贷款的时候，可以到几家银行多咨询一下，然后再根据自己的经济情况，选择适当的银行去办理装修贷款的业务。而且不同银行对于贷款的要求也会不一样，办理之前，需要衡量自己的还款能力。

偏他心 07-13 06:31

这个还是要看实际情况的，一般情况下在办理装修贷款的时候可以贷款五年，也可以贷款十年，具体还要看你个人的一个选择，如果经济能力比较的好，那可以贷款五年，但是如果你每个月收入比较低，可以选择贷款十年慢慢还。
事实上，现在越来越多的年轻人在买房的时候会选择贷款，而且在装修的时候同样也会选择贷款。在办理贷款的时候，贷款的时间肯定是越短越好，这样利息会比较少。

我不够勇敢 07-13 06:40

装修贷款一般都不会超过5年，你办银行的装修贷款原则上是不会超过15万的，所以还款年限也不会特别多。如果大家是在网上进行贷款，那么贷款的方式太多了，并且贷款的年限也有2~10年不等。

所以大家如果想要进行贷款的时候，首先可以进行比较，看看哪里的利息比较低，年限比较久，进行对比之后再去决定要在哪里贷款。一般情况下大家会选择在银行贷款，因为那里的利息比较低。

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