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建行装修贷款多久能批下来

建行装修贷款多久能批下来

浏览：52次 | 提问时间： 07-13 05:57

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6个答案

爱我就别选择她 07-13 05:58

如果个人资质很好，从申请到银行放款，一个礼拜左右的时间就可以了，但是如果个人资质不是很好，大概需要半个月左右的时间。

装修贷款的额度要比其他贷款的额度低，审核的要求也就没有那么严格，但是吧，装修贷款也并不是每个人都可以申请的，如果个人的资质不是很好，银行同样也是可以自己贷款申请的。

还有装修贷款的申请额度也是有限制的，单笔最高额度不可以超过15万元。

只有你的深情是毒药 07-13 06:06

建行的装修贷款大概是两周左右的时间能批下来，不过这个时间也不是特别的准确，因为它中间会存在各种各样的问题。
如果在一切因素都抛开的情况下，建行贷款办理的时间应该是一周左右，因为你需要去准备所有的资料，还要等建行的工作人员走一切流程。那么这一周是排除在放款之外的，等你把所有的手续都走完了，还需要等两周左右的时间，才可以将这个贷款拿到手里。

暗轨 07-13 06:14

建行装修贷款大概半个月就能够批下来了，我们家邻居装修的时候就是在建行贷款的，那个时候这个项目刚刚推出来，所以服务还是很好的，办事效率也比较高。
但是现在据说要20天以上了，当然也是因为贷款的人比较多，银行的工作也比较丰满，尤其是年底在银行贷业务的人也很多。
不过，装修的贷款一般不会超过一个月，如果超过了一个月，我们可以打电话去问一下是什么原因，以防自己提交的资料出现问题。

听说海的那边很美 07-13 06:23

如果是在建行办理装修贷款的业务，一般情况下大约是一个星期到半个月左右。因为每个人的贷款情况不同，如果你资料准备的充分，而且没有任何的问题，一个星期就能够帮你办理成功，之后你只需要按照合同的约定，向银行去还款就可以了。
如果说你办理的是房产抵押手续，相对来说办理的时间就会长一些，大概需要半个月。因为前期还需要对你的房子进行评估，再根据评估报告确定贷款的额度。

闹过我还爱 07-13 06:31

就是现在建设银行的工作效率还是比较高的，一般我们在建设银行办理装修贷款，大概半个月到20天左右的时间就可以批下来了。
其实现在办理装修贷款还是挺划算的，因为装修贷款的利率还是挺低的，大部分人是可以接受这个利率的。当然如果资金充足，那肯定是没有必要去银行办理贷款的，就算利率再低我们肯定还是要给一部分利息的，所以总得来说肯定是自己花钱去装修比较好。

白日梦 07-13 06:39

建行装修贷款如果说这个贷款人的信誉都特别好，比如说他有银行的信用卡，并且在每次都可以在规定还款日前进行偿还，那么审批是非常顺利的，就根据普通流程准备好材料让银行去审批就可以了。

如果这个人的信誉度特别不好，想要到银行进行装修贷款，可以说银行根本就不会去受理，毕竟害怕你没有偿还能力，怎么可能把钱带给这样的人呢。所以大家平时一定要维护好自己的信誉度。

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