array(3) {
  ["data"] => array(20) {
    [0] => array(11) {
      ["tagname"] => string(24) "银行按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371456"
      ["tagid"] => int(471900)
      ["id"] => string(6) "471900"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503926919168022)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/471900"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/471900"
    }
    [1] => array(11) {
      ["tagname"] => string(36) "银行按揭贷款流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1174517)
      ["id"] => string(7) "1174517"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950162952194)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1174517"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1174517"
    }
    [2] => array(11) {
      ["tagname"] => string(27) "二手房按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1593421791"
      ["tagid"] => int(48672)
      ["id"] => string(5) "48672"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503910158729238)
      ["pageurl"] => string(34) "//www.sheji456.com/ask/tlist/48672"
      ["m_pageurl"] => string(32) "//m.sheji456.com/ask/tlist/48672"
    }
    [3] => array(11) {
      ["tagname"] => string(18) "按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594372024"
      ["tagid"] => int(549875)
      ["id"] => string(6) "549875"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503929171509271)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/549875"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/549875"
    }
    [4] => array(11) {
      ["tagname"] => string(30) "买二手房按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371558"
      ["tagid"] => int(487436)
      ["id"] => string(6) "487436"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927379492891)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/487436"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/487436"
    }
    [5] => array(11) {
      ["tagname"] => string(30) "二手房办按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371661"
      ["tagid"] => int(501398)
      ["id"] => string(6) "501398"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927782146055)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/501398"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/501398"
    }
    [6] => array(11) {
      ["tagname"] => string(30) "二手房转按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923399"
      ["tagid"] => int(843330)
      ["id"] => string(6) "843330"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503939570237457)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/843330"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/843330"
    }
    [7] => array(11) {
      ["tagname"] => string(30) "二手房转按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923399"
      ["tagid"] => int(843331)
      ["id"] => string(6) "843331"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503939570237458)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/843331"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/843331"
    }
    [8] => array(11) {
      ["tagname"] => string(24) "按揭贷款办理流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371661"
      ["tagid"] => int(506509)
      ["id"] => string(6) "506509"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927929995267)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/506509"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/506509"
    }
    [9] => array(11) {
      ["tagname"] => string(21) "转按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923693"
      ["tagid"] => int(916017)
      ["id"] => string(6) "916017"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503941662146591)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/916017"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/916017"
    }
    [10] => array(11) {
      ["tagname"] => string(24) "车辆按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923730"
      ["tagid"] => int(933275)
      ["id"] => string(6) "933275"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942152880139)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933275"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933275"
    }
    [11] => array(11) {
      ["tagname"] => string(24) "工行按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923730"
      ["tagid"] => int(933281)
      ["id"] => string(6) "933281"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942152880145)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933281"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933281"
    }
    [12] => array(11) {
      ["tagname"] => string(24) "建行按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923730"
      ["tagid"] => int(933295)
      ["id"] => string(6) "933295"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942152880159)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933295"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933295"
    }
    [13] => array(11) {
      ["tagname"] => string(24) "办理按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923730"
      ["tagid"] => int(933326)
      ["id"] => string(6) "933326"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942153928727)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/933326"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/933326"
    }
    [14] => array(11) {
      ["tagname"] => string(24) "农行按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924269"
      ["tagid"] => int(999278)
      ["id"] => string(6) "999278"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503944029831169)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999278"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999278"
    }
    [15] => array(11) {
      ["tagname"] => string(24) "个人按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924269"
      ["tagid"] => int(999298)
      ["id"] => string(6) "999298"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503944029831189)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999298"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999298"
    }
    [16] => array(11) {
      ["tagname"] => string(24) "汽车按揭贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924269"
      ["tagid"] => int(999362)
      ["id"] => string(6) "999362"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503944031928324)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/999362"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/999362"
    }
    [17] => array(11) {
      ["tagname"] => string(21) "按揭贷款的流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924443"
      ["tagid"] => int(1032750)
      ["id"] => string(7) "1032750"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503945013395485)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1032750"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1032750"
    }
    [18] => array(11) {
      ["tagname"] => string(18) "银行按揭贷款"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371892"
      ["tagid"] => int(540635)
      ["id"] => string(6) "540635"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503928916705315)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/540635"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/540635"
    }
    [19] => array(11) {
      ["tagname"] => string(24) "银行个人按揭贷款"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924010"
      ["tagid"] => int(955641)
      ["id"] => string(6) "955641"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942807191582)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/955641"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/955641"
    }
  }
  ["counts"] => int(128064)
  ["pagecount"] => float(6404)
}
二手房银行按揭贷款流程_其他_设计456问答
当前城市:  [切换]
一站式装修设计平台,为您提供优质装修服务!
设计456欢迎您!
当前位置: 首页>

装修问答

>

其他

>

二手房银行按揭贷款流程

本地优质装修公司

10秒装修报价 装修要花多少钱?获得精准报价,省钱30%

所在城市:
房屋面积:
手机号码:
您的信息将被严格保密,《隐私保护条例
立即计算
装修报价费用明细
您的装修预算报价 168211

材料费:77201

人工费:86544

设计费:1760

质检费:2706

二手房银行按揭贷款流程

浏览:55次 | 提问时间: 07-13 09:35
分享到:
6个答案
三寸天堂 07-13 09:36

现在购买二手房是可以去银行办理按揭贷款的,按揭贷款的流程很简单。首先在申请贷款之前一定要先了解一下贷款的条件,现在申请贷款是需要年满18周岁,有稳定的工作和收入,具备比较好的还款能力,另外个人征信也是要好。如果条件都符合的话,需要先准备相关的材料,然后去银行那边填写申请表格,并将相关的材料提交上去,后期等银行那边审核就可以了。

天凉饮酒 07-13 09:44

在签订好购房合同以后,就可以带上相关的资料去当地银行填写贷款申请单了,
之后工作人员会对你个人资料进行审核的,大概在7天左右的时间吧,如果你符合贷款要求的话,银行就会通知你过去签署贷款合同的,但是如果你不符合贷款要求的话,银行最后以书面形式通知你的。说实话,我国房贷申请的人实在是太多了,但是银行房贷申请额度是有限制的,
所以现在的审核要求是很严格的。

TakeMeaway 07-13 09:52

目前并不是所有正在出售的二手房都是能够去银行办理按揭贷款的,因为有一些二手房的卖家要求,买家在购买房子的时候一次性付款,还有就是有些二手房目前的房龄已经超过了20年,对于这种二手房的话银行也是不会同意放款的。如果说满足银行按揭贷款条件的话,那么我们首先要签订正式的购房合同,可以在中介的见证下,双方在合同上面签字,然后买方带着购房合同去银行申请按揭贷款,要是各方面条件全部合格的话,银行会在一个月之内进行放款。


轉身回眸淚傾城 07-13 10:00

其实要说新房和二手房没有什么太大的区别,办理银行按揭的流程都是一样的,因为你自己买新房它也是一步一步的走,也要通过银行那边办理按揭才可以买到房子,所以二手房在你看来只是自己购买到手里的,这么一套房子走的手续都是一模一样的。
首先你得跟卖这个房子的房东签一份合同,签完以后向银行那边提出申请,那么银行那边审核通过以后,就可以去办理过户的手续了。

是我想太多 07-13 10:09

其实现在二手房银行按揭贷款的流程是非常简单的,你只需要在贷款之前看一下自己是否符合贷款的条件,比如说你一定要满18周岁,而且要有稳定的收入以及固定的工作。如果你满足了贷款的条件的话,你就可以去银行填一个申请表,然后把申请表里面所需要的资料准备好,之后就把这些资料交给银行,等银行审核通过了之后,你就可以去那里签贷款合同,最后就可以等着贷款发放下来。

看孤独的烟火 07-13 10:17

二手房银行按揭贷款的流程其实还是很容易的,和新房贷款的流程也是差不多的,首先第一步我们肯定都是要去银行申请贷款,然后银行审批了以后需要提供相关的材料。接着会有专门的工作人员对我们的材料进行审核,如果材料没有问题的话,就可以签订贷款合同,等着拿贷款了。假如你是使用公积金贷款的话,那么银行会把你的贷款的要求转到当地的公积金管理中心就可以了,只是需要等待的时间比较长一些。

保障