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买房公积金贷款流程

买房公积金贷款流程

浏览：32次 | 提问时间： 07-13 10:04

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6个答案

薄荷凉心与梦 07-13 10:05

买房公积金的贷款流程，第一步是初审，就是住房公积金管理中心对于申请人提交的材料进行初步的详细审查，如果初审通过以后，住房公积金管理中心则会给你出具抵押物审核评估通知单。本人只要持着通知单到住房公积金管理中心指定的评估机构，对所买的房屋价值进行评估，评估完了以后则可以拿着以上的所有相关资料进行贷款申请，申请通过了以后就会给你指定的账号打款。

伴你久安别用可爱形容我 07-13 10:13

买房公积金贷款流程有，第一，申请人向公积金管理公中心提供资料，然后由公积金管理中心对提供的资料审核，并出具评估抵押通知书。第二，申请人拿着公积金管理中心出具的评估抵押通知书到指定的评估机构对房屋进行评估，然后出具评估报告。第三，申请人拿着评估报告和之前提交给公积金管理中心的资料到银行进行贷款审核。审核通过以后，银行会开具担保委托通知书。第四，申请人拿着担保通委托通知书，选择合适自己的担保方式。第五，签订贷款合同。

浅夏が忆昔 07-13 10:22

使用公积金贷款买房的流程其实是非常简单的，首先我们需要到当地的公积金管理中心去提交申请，然后由公积金管理中心的人员进行初审，主要就是审核我们是否符合公积金贷款的条件。如果符合的话，就会把我们的材料转交到当地银行，由银行的工作人员进行复审。复审的时候主要是核查我们的身份信息，还有征信报告以及银行流水是否达标。如果所有的材料都没有问题的话，就可以签订贷款合同了。