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我想贷款买房？流程是什么

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一平米多少钱，能在银行按揭贷款吗？哪位知道这个情况贷款首付多少钱？可以贷款多少呢公司给担保公积金吗？能给个参考吗？现在4万公积金能贷多少钱？哪家的报价实惠一些？[购房流程]#买房贷款#二手房贷款年限是多久？哪位知道该如何计算啊说说看449米挑高小户型装修怎么做比较好？如何装修更省钱？小户型实木沙发组合价格是多少？谁提供下？哪家的报价比较低求一份小户型家居装修日志谁有？麻烦报一下价？哪家的报价比较低西安小户型装修设计找哪家公司更好？请大家给我点参考价格？一般在什么价位？武汉小户型装修多少钱，85？预算多少钱比较好？都包括了哪些项目呢小户型精致装修方案哪个了解？需要关注哪些点？麻烦报个价。五十平米小户型设计怎么做好？有谁知道？小户型创意家居设计要注意哪些问题？谁能够说说看？有哪些注意事项小户型书房装修技巧大家都来说说看哪位清楚？要注意哪些方面小户型屏风隔断可以怎么装修设计？怎么布局？如何装修更实惠？

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我想贷款买房？流程是什么

浏览：43次 | 提问时间： 07-16 08:11

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3个答案

爱狗 07-16 08:11

每个人都有住房公积金帐户的,没有金卡的,因为住房公积金不同于银行卡,想随便取就随便取,所以只能到当地的住房公积金中心去查询自己的帐户,带齐身份证,申请贷款商业贷款利率比较低,用公积金贷款比较合适的,如果你已经贷了商业,那么就不能同时使用公积金贷款,你在买房的时候可以支取公积金里的钱。希望我的回答对你有帮助。

對于妳們我選擇付之壹笑 07-16 08:20

如果你买的是新房的话房地产商负责给你想银行申请房贷。如果是二手的话那就是中介帮你申请房贷。无论如何申请都不需要个人出面的的呀。另外不要做抵押贷款那样很麻烦，据我所知抵押贷款是不能用来买房的。抵押贷款一般都是要有商业合同(也就是你要做生意或者办厂等等的，证明你的用途)。另外抵押贷款利率比住房按揭贷款要高很多，像高利贷一样。

果然蠢 07-16 08:28

那要看你怎么考虑了，如果你想贷款买房不是贷很多或是想近几年就还得，可以考虑三年至五年房贷这样还贷比较划算。至于贷款买房其一是没有资金、其二是现在人民币也在贬值中，或许不久你一年的还贷款数可能是你一月的薪水呢也未尝不可，这样即使你倒是想一次还款也比在那时买要还算的多，就拿我自己来说，当时买的房子是每月要还500元，是当时工资的三分之一，现在我可以一月还十月的房贷，这不就划算了嘛，压力也不大.

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