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问问现在房价多少？可以使用公积金贷款吗？流程怎么走？

浏览：33次 | 提问时间： 07-16 08:34
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4个答案
我怕你来了又走我是电灯泡我会发光 07-16 08:35

退休工人可以使用公积金贷款，但是年龄不能超过70岁，例如现在60岁，那公积金贷款只能贷款10年。住房公积金贷款资格条件借款人须具备下列条件：
（一）具有合法有效身份；
（二）具有完全的民事行为能力；
（三）具有稳定的职业和收入。

漂亮姐姐 07-16 08:43

缴存的公积金也是有结息的。装修是不可以使用公积金贷款的，公积金贷款只有购房才可以使用。

Along独自 07-16 08:52

公积金首次购房（70年产权住宅用房可以使用，商住房不能用公积金贷款），可以贷款用，不能付首付的

荒废过的心存有你 07-16 09:00

你好，只要在北京有稳定的职业和有效的居留身份，并在北京缴存公积金的外地户口人士是可以使用住房公积金在北京购房的。住房公积金贷款条件：借款人购买商品房的，必须有不少于总房价30%以上的自筹资金作为房屋首付款。

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