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房产证贷款流程？需要什么手续呢

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房产证贷款流程？需要什么手续呢

浏览：39次 | 提问时间： 07-17 05:16
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3个答案
就这样 07-17 05:17

房产证有抵押贷款的流程如下：一般情况下，房产证必需要去国土局做一个他项权证你只要拿着这个他项权证就可以去银行办理抵押了一般你只要准备：
1.房产证
2.权利人及配偶的身份证
3.权利人及配偶的户口本
4.权利人的婚姻证明(结婚证或民政局开具的未婚证明)
5.收入证明
6.如房产证权利人有未成年儿童,请提供出生证
7.如房产内还有银行贷款,请提供原贷款合同及最后一期的银行对帐单
8.为提高贷款通过率,请尽量多的提供家庭其他财产证明,(如另处房产证、股票、基金、现金存折、车辆行驶证等等）

等待是一种慢性的毒药 07-17 05:25

按揭贷款房产证领取流程
1、按揭购房的房产证一般按照房屋买卖合同规定由发展商负责办理；
2、房产证办出来后，原件通常押在银行：
3、等借款人还清银行贷款后就可以从银行拿回房产证；
4、拿证的时候还要让银行解除抵押登记

Deep深爱 07-17 05:34

贷款在过户，后10个工作日内做完抵押登记后就可以领取了。房产证领取流程：
1、按揭购房的房产证一般按照房屋买卖合同规定由发展商负责办理；
2、房产证办出来后，原件通常押在银行；
3、等借款人还清银行贷款后就可以从银行拿回房产证；
4、拿证的时候还要让银行解除抵押登记。希望我的回答可以帮助到你！

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