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南通公积金贷款装修怎么申请？有哪些方面需要注意？

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南通公积金贷款装修怎么申请？有哪些方面需要注意？

浏览：114次 | 提问时间： 07-20 05:11
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2个答案
绝处逢生 07-20 05:12

可以的。公积金装修贷款是使用公积金贷款用于房屋装修，享用公积金贷款利率的一种贷款产品，申请条件比较多，并且要按照既定标准申请公积金装修贷款，贷款总额不得超过房屋总价的一定比例及各市规定的个人公积金贷款额度上限。

高冷傲娇你够了 07-20 05:29

题主好，南通公积金使用本人住房公积金申请住房公积金贷款的，贷款限额40万元。夫妻组合住房公积金贷款，贷款限额60万元。公积金贷款年限为30年。住房公积金贷款额度的计算,要依照还贷能力、房价成数、住房公积金账户余额和贷款限额四个条件来确定，按四个条件算出的小值就是借款人的可贷金额。

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