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日照二手房贷款利率怎么计算？具体流程是什么_其他_设计456问答
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日照二手房贷款利率怎么计算？具体流程是什么

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日照二手房贷款利率怎么计算？具体流程是什么

浏览：48次 | 提问时间： 07-21 09:14
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6个答案
爱似烟花易破碎 07-21 09:15

2020年2月央行基准贷款利率是4.9%（5年以上），北京银行征信良好的用户以及个别合作楼盘、二手房经中介可享受首套房贷款利率最低8.5折的房贷利率优惠。也就是北京银行二手房房贷利率是5.39%，北京银行二手房贷款利率长批出利率是9折（4.41%）。

False`虚伪 07-21 09:23

算法公式：
1.日利率(0/000)

double摩卡 07-21 09:32

年利率(%)÷360

小情绪Trste 07-21 09:40

月利率(‰)÷30
2.月利率(‰)

姓坚名强不死照样猖狂 07-21 09:48

年利率(%)÷12如果你是第一次置业，不管你买的是新房还是二手房都是按新房的利息来计算。一套房可以按基准利率，二套房现在利率要上浮10%了。

失心不念 07-21 09:56

2020北京二手房房贷首付比例首套房贷二手房贷款首付比例是三成，二套房是六成。买新房和二手房在贷款首付的计算方法上有较大区别。办理新房贷款时，首付款是按照购房时的市场价作为参考，但办理二手房屋贷款是根据评估价作为参考。二手房贷款首付多少和二手房首付怎么算主要跟房屋年限和二手房评估费有关，如果房屋较新，评估市值高，那么房屋可贷额度高，首付款自然可以少付点。希望能帮助到你

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