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有房产证，没有土地证担保公司抵押贷款是否合法？

浏览：31次 | 提问时间： 07-21 09:28
有房产证，没有土地证担保公司抵押贷款是否合法？
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不是你的 07-21 09:29

正规抵押房产证办理贷款，需要住房房产证，契税证和土地证，三证齐全。有房产证登记人和配偶一起，持有身份证，户口本。结婚证，收入情况证明和以上三种住房证，一起到银行签字办理贷款申请。

不甘心 07-21 09:37

小产权房屋抵押贷款是不行的，因为房屋抵押要三证即土地证，房产证，契证，你的房屋没有只有房产证，甚至有的连房产证也没有，只有一个村集体的综合土地证，你的房屋土地是集体的，集体的东西你怎么能去抵押贷款呢。

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