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房子贷款费用哪位比较了解？有人知道详细情况吗

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哪位了解用房子贷款一般能贷多少钱？有人知道是怎么操作啊2023北京商品房贷款流程都有哪些？以公司名义买房贷款买房的好处是什么？2023深圳公积金装修贷款利率是多少？武汉买房贷款流程有哪些？应该注意什么哪位清楚芜湖公积金装修贷款利率是多少？马来西亚购房贷款流程哪位清楚？有人知道详细情况吗问一下装修贷款提前还贷可以吗？有人知道如何处理啊江门买房贷款的流程具体是怎样的？哪位了解详细的情况啊哪个清楚房贷手续流程是什么？需要关注哪些点石家庄村证房贷款的流程是怎样的？哪位告诉我详细情况啊哪个来说一下买房贷款需要哪些费用？要满足什么哪位熟悉武汉装修贷款利率是多少？是简装还是精装呢？小型客厅装修设计应该怎么做？找什么公司比较好呢？客厅电视墙设计造型哪种好？有哪位能够说说看？

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房子贷款费用哪位比较了解？有人知道详细情况吗

浏览：39次 | 提问时间： 07-21 09:49
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3个答案
我只在乎你 07-21 09:50

房子抵押贷款费用贵，房屋抵押分为??抵押银行、抵押小额贷款公司、抵押给投资公司等??银行放款额度一般为评估价值的60%-70%??放款周期为15天左右。??小额贷款月利息1-2.5%??放款额度可达评估价值90%??手续较为简便??最快当天放款。

天空海洋般不可触及 07-21 09:58

房产证抵押贷款利息：一年期是6%。五年以上银行贷款基准利率为6.14%。十年的是6.55%。
贷款额度，是依照住房评估总价的60%--70%（各家银行不一样）。
房产抵押贷款前提是该住房贷款还清，无抵押，有房产证，契税证明和土地证。
有房产证登记人本人和配偶一起持有各自身份证，户口本，结婚证，以及上述住房三证，以及各自收入情况证明，本次贷款用途的证明到本地商业银行咨询办理住房抵押贷款申请手续。

羡于旁人 07-21 10:06

1.如果你从来没买过房子，肯定算是首套房，首付一般30%；
2.若贷款不多，可以选择纯公积金贷款，如果贷款数额比较多，公积金贷款的额度不够，那就剩下的部分用商业贷款，属于组合贷款；
3.只是二手房可以贷款的年限比新房稍微短点，具体的需要交的费用多少，每个地方政策不同，可以咨询住建部或者中介；
4.首套房一般都比较好贷款，10-15个工作日就放款了；
5.如果想省事，直接找中介，全部帮你搞定，但是需要出部分中介费用，但是省心省事；望采纳！

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