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我想问一下商品房贷款利率多少？流程是什么

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最近住房贷款利率是多少？具体流程是什么问一问大家买房贷款还是一次性付款？流程怎么走？求问大神买房贷款要多付多少钱？流程是什么求问大神买房贷款最高可贷多少？流程怎么走？长沙买房贷款流程有哪些求问谁清楚？谁知道如何计算啊工商装修贷款利率是多少？有没有效果图求助一下装修房子贷款申请流程是怎么样？房贷组合贷款流程有哪些？怎么办理呢驻马店买房贷款流程是什么？有哪些方面需要注意？广西房产贷款利率是多少？流程怎么走？房子贷款费用哪位比较了解？有人知道详细情况吗哪位了解用房子贷款一般能贷多少钱？有人知道是怎么操作啊2023北京商品房贷款流程都有哪些？以公司名义买房贷款买房的好处是什么？2023深圳公积金装修贷款利率是多少？

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我想问一下商品房贷款利率多少？流程是什么

浏览：43次 | 提问时间： 07-21 09:49

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4个答案

Anthone 07-21 09:49

首套商品房贷款利率是：
1.5年期以上房贷基准利率为5.15%，首套房购买视购房者综合情况在此基础上打8.5-10折，二套房贷款购买视购房者综合情况在此基础上上浮10%-25%。
2.工商银行6.12%（优质客户可下浮）5年期以上个人住房贷款，利率下限将按基准利率6.12%的0.9倍，即5.51%执。
希望我的回答能够帮到你。

为你等 07-21 09:58

住房公积金贷款利率执行人民银行规定的住房公积金政策性贷款利率。目前利率4.5%；贷款额度住房公积金贷款额度，依据以下三个条件确定：
（一）住房公积金贷款最高限额
1、七区范围执行最高限额标准，即商品房贷款最高40万元，二手房贷款最高25万元。
2、五市范围执行区域限额标准，即商品房贷款最高20万元、二手房贷款最高15万元。以上价格源于网络，仅供参考

我梦见了你 07-21 10:06

首套房贷款利率多少：首套房贷款分为公积金贷款和商贷。公积金贷款，首套住房贷款利率是4.5%。商业贷款，首套房贷款利率是6.55%。

把他丢了 07-21 10:14

商品房贷款利率表：现行基准利率现行优惠利率调整前基准利率调整前优惠利率10年固定利率贷款8.613%6.930%7.953%7.099%20年固定利率贷款8.811%7.580%8.121%7.246%5年浮动利率贷款5.760%4.032%5.918%4.204%30年浮动利率贷款5.940%4.158%6.098%4.350%固定期为3年的混合利率贷款7.200%6.120%8.041%7.069%固定期为5年的混合利率贷款7.290%6.660%8.121%希望我的回答能够帮助到您。

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