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个人消费贷款装修贷款利息怎么算的？怎样才能更省钱啊

个人消费贷款装修贷款利息怎么算的？怎样才能更省钱啊

浏览：56次 | 提问时间： 07-21 11:41

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4个答案

柠檬你个思密达 07-21 11:42

题主好！东莞装修可以申请以下贷款：
1、申请个人信用贷款来装修
2、个人消费贷款之装修贷款
3、信用卡家装分期
4、消费金融公司

你虽倾城但不倾心别挽留 07-21 11:50

题主好，很高兴为您回答。其实无所谓划算不划算，只要你会算这比数，你觉得这个利息你能接受，那就划算。银行发放的个人住房装修贷款单笔贷款额度原则上不超过15万元人民币，同时不超过装修工程总费用的50%。家装贷款现在有有两种贷款和一个信用卡分期形式可以申请，实际有这些：
1、申请个人信用贷款来装修；
2、个人消费贷款之装修贷款。这里的消费贷款指的是持证抵押贷款，也就是用房产来抵押、申请的消费贷款。；
3、信用卡家装分期；
4、消费金融公司贷款除了银行贷款这条传统途径外，向消费金融公司贷款也是可以选取的途径之一。您假如月入五千，依照您个人情况看是否需要申请，还贷压力应该不大，但不是很划算。请自行核实。期望我的回答对您有用。

我说我要走你就真放手了 07-21 11:58

装修可以申请贷款的，可以贷款的方式也是各种各样的，个人信用贷款，个人消费贷款，公积金贷款等等都是可以用于装修的，贷款的话整体压力会小一点，很不错。

薄荷加冰 07-21 12:07

题主好，怎么申请：
1、申请个人信用贷款来装修；
2、个人消费贷款：用房产来抵押、申请的消费贷款；
3、信用卡家装分期：申请信用卡现金分期，选取家装建材类；
4、互联网金融申请：向金融公司申请贷款。

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