array(3) {
  ["data"] => array(20) {
    [0] => array(11) {
      ["tagname"] => string(12) "商贷买房"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371558"
      ["tagid"] => int(481829)
      ["id"] => string(6) "481829"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927205429281)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/481829"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/481829"
    }
    [1] => array(11) {
      ["tagname"] => string(12) "买房商贷"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371558"
      ["tagid"] => int(486998)
      ["id"] => string(6) "486998"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927367958531)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/486998"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/486998"
    }
    [2] => array(11) {
      ["tagname"] => string(29) "50万商贷和公积贷区别"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599444624"
      ["tagid"] => int(1143763)
      ["id"] => string(7) "1143763"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503949194067982)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1143763"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1143763"
    }
    [3] => array(11) {
      ["tagname"] => string(15) "买房首付贷"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371757"
      ["tagid"] => int(517154)
      ["id"] => string(6) "517154"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503928230936594)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/517154"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/517154"
    }
    [4] => array(11) {
      ["tagname"] => string(29) "150万商贷或多还款24万"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1600481739"
      ["tagid"] => int(1611738)
      ["id"] => string(7) "1611738"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503966663344147)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1611738"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1611738"
    }
    [5] => array(11) {
      ["tagname"] => string(24) "购房商贷首付比例"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923636"
      ["tagid"] => int(886707)
      ["id"] => string(6) "886707"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503940846354460)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/886707"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/886707"
    }
    [6] => array(11) {
      ["tagname"] => string(18) "商贷买房流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371558"
      ["tagid"] => int(481828)
      ["id"] => string(6) "481828"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927205429280)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/481828"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/481828"
    }
    [7] => array(11) {
      ["tagname"] => string(18) "买房商贷条件"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371558"
      ["tagid"] => int(486996)
      ["id"] => string(6) "486996"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927367958529)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/486996"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/486996"
    }
    [8] => array(11) {
      ["tagname"] => string(18) "买房商贷利率"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371558"
      ["tagid"] => int(486997)
      ["id"] => string(6) "486997"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503927367958530)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/486997"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/486997"
    }
    [9] => array(11) {
      ["tagname"] => string(18) "买房如何商贷"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923693"
      ["tagid"] => int(915703)
      ["id"] => string(6) "915703"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503941653757983)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/915703"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/915703"
    }
    [10] => array(11) {
      ["tagname"] => string(18) "买房商贷流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923862"
      ["tagid"] => int(942317)
      ["id"] => string(6) "942317"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942406635547)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/942317"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/942317"
    }
    [11] => array(11) {
      ["tagname"] => string(18) "商贷买房利率"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923862"
      ["tagid"] => int(951866)
      ["id"] => string(6) "951866"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942703382564)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/951866"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/951866"
    }
    [12] => array(11) {
      ["tagname"] => string(18) "买房商贷利息"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924527"
      ["tagid"] => int(1050438)
      ["id"] => string(7) "1050438"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503945510420505)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1050438"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1050438"
    }
    [13] => array(11) {
      ["tagname"] => string(18) "买房商贷计算"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924527"
      ["tagid"] => int(1058895)
      ["id"] => string(7) "1058895"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503945744252930)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1058895"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1058895"
    }
    [14] => array(11) {
      ["tagname"] => string(30) "在上海买房首付多少钱"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594371456"
      ["tagid"] => int(470987)
      ["id"] => string(6) "470987"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503926892953626)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/470987"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/470987"
    }
    [15] => array(11) {
      ["tagname"] => string(24) "买房商贷利率多少"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923636"
      ["tagid"] => int(897037)
      ["id"] => string(6) "897037"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503941136810010)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/897037"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/897037"
    }
    [16] => array(11) {
      ["tagname"] => string(21) "商贷买房的利率"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923693"
      ["tagid"] => int(904645)
      ["id"] => string(6) "904645"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503941347573789)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/904645"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/904645"
    }
    [17] => array(11) {
      ["tagname"] => string(24) "买房商贷利率计算"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924527"
      ["tagid"] => int(1058924)
      ["id"] => string(7) "1058924"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503945744252959)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1058924"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1058924"
    }
    [18] => array(11) {
      ["tagname"] => string(35) "装修贷10万一个月要还多少"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1606727814"
      ["tagid"] => int(6041495)
      ["id"] => string(7) "6041495"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504116249001987)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6041495"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6041495"
    }
    [19] => array(11) {
      ["tagname"] => string(27) "在上海买房首付多少"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923399"
      ["tagid"] => int(853524)
      ["id"] => string(6) "853524"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503939857547295)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/853524"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/853524"
    }
  }
  ["counts"] => int(454774)
  ["pagecount"] => float(22739)
}
计划在上海买房,120万首付50多万,商贷一个月要还多少钱?_其他_设计456问答
当前城市:  [切换]
一站式装修设计平台,为您提供优质装修服务!
设计456欢迎您!
当前位置: 首页>

装修问答

>

其他

>

计划在上海买房,120万首付50多万,商贷一个月要还多少钱?

本地优质装修公司

10秒装修报价 装修要花多少钱?获得精准报价,省钱30%

所在城市:
房屋面积:
手机号码:
您的信息将被严格保密,《隐私保护条例
立即计算
装修报价费用明细
您的装修预算报价 168211

材料费:77201

人工费:86544

设计费:1760

质检费:2706

计划在上海买房,120万首付50多万,商贷一个月要还多少钱?

浏览:33次 | 提问时间: 07-21 11:41
分享到:
4个答案
海未及天高 07-21 11:42

本人在上海从事房地产工作4年,可以解答您的问题:
1、外地户口在上海买房是可以的,只要满足2的条件。
2、首先应该已婚,单身不能买,其次在上海工作社保税单连续交满24个月,再者就是在上海名下没有任何房产。由于限购政策,外地人只能在沪买一套房产。3,、首套房优惠就是,首付房款的30%,就是3成就可以了,以及就是工作情况好的话,银行对首套房会有个利率8.5折优惠。不过这个优惠现在比一年前较紧了,除非你在银行等公有企业部门上班,或者你银行有关系。
4、公积金最高只能贷30万,假如你有补充公积金的话可以再30万基础上再多贷10万,也就是说公积金贷款封顶40万。5、200万的房子,最低首付3成要60万,剩下的140,由于不可以全部公积金贷款,只能采用时下多数人选取的“组合贷款”公积金+商业贷款,就像说你公积金贷款40万然后,100万商业贷款。

那個夢叫小時候↗ 07-21 11:50

题主好,买房不能说以那个房子为例,由于买哪的房子流程都是一样的,假如你买的是首套房,首付是3成,贷款7层(你可以首付多付点,还款压力小),贷款105万,假如全商贷20年的话,每个月大约还8200元,您所需要开的工资证明要达到还款额的2倍,也就是至少1.6万。假如您是二套的话,首付至少6成,也就是多您最多贷款是60万,不过应该说明二套贷款利率上浮10%,现在公积金贷款利率是4.9%。商贷利率是7.
0...

最安然 07-21 11:58

1、非上海户口的外地人在上海买房的条件自2020年起,想在上海这里买房的外地人,需要同时满足下面的这三个条件:
(1)以家庭名义购房,所谓家庭指的是购房者已婚;也就是说,单身的外地人,想在上海买房,首先需要在找到另一半然后成家(想不到国家政策也这么歧视单身狗,哈哈)
(2)该家庭在沪无房;换句话说,每个家庭在上海只能最多购买一套房产,想炒房或者靠房产赚钱的,只能另择他处了
(3)能提供至买房合同签署日前在上海累计的缴纳三年内至少两年的个税或社保的证明。从现在的情况看,自2020年以来上海还是实行限购政策,对于非上海户口的居民家庭如能提供符合规定的纳税证明或社保证明,限购1套住房,已拥有不少于1套的住房的,不能在上海买房。关于补充缴纳社保,依照上海住房的限售的政策法规,非当地的户籍的居民家庭凭借社会保险缴纳的证明购买住房的,缴纳的社会保险应该符合“自购房之日起算前3年的累计缴纳满24个月”,补缴的不予认可。
2、与购房相关的政策
(1)首套房优惠就是,首付房款的30%,就是3成就可以了,假如工作的情况比较好,银行对首套房会有个利率8.5折优惠。不过这个优惠现在比一年前较紧了,除非在银行等公有的企业部门上班,或者和银行能有关系。
(2)公积金最多贷到30万,假如你补充的公积金可以在30万的基础上多贷10万,也就是说公积金贷款最多可达到40万。(3)200万的房子,较低首付30%即60万,剩下的140万,由于不能全部用公积金贷款,只能采用时下多数人选取的“组合贷款”公积金+商业贷款,就像说公积金贷款40万,100万的商业贷款。
(4)现在只能按照140万的组合的贷款20年来计算月供了:40万公积金,月还款2530元,100万商业贷,月还款7485元,合计:10015元/月,补充:公积金利率4.50%商业贷款利率:6.55%看到这里你也许更加郁闷了,这正是魔都的魅力所在啊!

毁硪夢者 07-21 12:07

买房首付之后剩下的钱要分10年内还完,就像你的房子为100万,你的首付为30%,也就是30万,剩下的70万,要在10年内还清,也就是1年7万,一个月接近就是5000多块钱,期望我的回答能够帮助到你。

保障