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说一说装修怎样取住房公积金？有没有效果图

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说一说装修怎样取住房公积金？有没有效果图

浏览：33次 | 提问时间： 07-21 11:52

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3个答案

留不住背影 07-21 11:53

关于装修怎样取住房公积金的问题，我来回答
公积金提取的话通常要第一次取要是买房或装修才可以取，以后每年可以取一次。前往当地住房公积金管理中心办事大厅柜台或触摸屏查询机查询一下余额，看看值不值的提取，假如余额没多少的户啊可以进行公积金抵押贷款，利率还是比较低的，期望能够帮助到您，谢谢！

大神说不管屌丝多帅都滚开 07-21 12:01

题主好，装修房子可以取公积金贷款！推荐两种贷款：公积金贷款与住房装修贷款。个人住房公积金贷款是以住房公积金为资金来源，向缴存住房公积金的职工发放的定向用于购买、建造、翻建、大修自有住房的专项住房消费贷款。职工购买的自有住房包括商品住房、经济适用房、私产住房、集资建造住房、危改还迁住房和公有现住房

我心空城 07-21 12:09

东莞的住房公积金装修贷款的确是要一次性付清购买的一手商品毛坯房才可以。虽然你未曾使用过公积金贷款（你男朋友申请公积金贷款与你无关），但由于你们这套住房是通过贷款方式购买的，不符合东莞市公积金装修贷款的规定。这项政策是东莞市的地方政策，至于其他城市，据我所知，绝大多数城市都没有公积金装修贷款，只有公积金购房贷款而已，东莞的政策在这方面属于创新的尝试。其实你也不用这样烦恼，你的男朋友现在可以以偿还公积金贷款的方式申请提取他缴存过公积金出来，取出来的钱怎么支配是你们自己的事情了，当然钱多不多、够不够装修又是另外一说。至于你缴存的公积金，现在应该取不出来，要等你结婚以后，你才有资格以借款人的配偶的名义申请提取你的公积金。期望我的回答可以帮助到您。

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