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抚州住房公积金装修贷款怎么申请？预算多少钱比较好

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抚州住房公积金装修贷款怎么申请？预算多少钱比较好

浏览：50次 | 提问时间： 07-21 11:52

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4个答案

幼稚为了掩饰 07-21 11:52

关于抚州住房公积金装修贷款怎么申请的问题，我来回答
通常人们都认为公积金只能是购买说房屋贷款,其实装修房子也是可以贷款的，不过应该至自住房而且的大修房屋才能贷款，贷款程序也相对比较复杂，比购房还复杂，需要各种相关的证明，实际上假如公积金账户钱多，也可以提取公积金款项来装修，期望能够帮助到您，谢谢！

用微笑掩饰所有的伤 07-21 12:01

上海公积金可以贷款,参照以下
1、只要自己按时交公积金，是可以贷款的。
2、公积金贷款是指缴存住房公积金的职工享受的贷款，国家规定，凡是缴存公积金的职工均可按公积金贷款的相关规定申请公积金贷款。
3、住房公积金贷款的类别有:新房贷款、二手房贷款、自建住房贷款，住房装修贷款、商业性住房贷款转公积金贷款等。

安若少年初入梦 07-21 12:09

申请在当地住房公积金个人住房贷款的异地缴存职工，应同时具备以下条件：
1.在缴存地按时、足额、连续缴存住房公积金满(含)6个月以上，个人账户处于正常状态，且工作、收入相对稳定者;
2.户籍所在地为抚州市行政区内(省内的除外);
3.所购买的自住房(含再交易房)在抚州市行政区内，但不包括在农村集体土地、宅基地上所建房屋及小产权房;
4.在异地未使用过住房公积金个人住房贷款或首次住房公积金贷款已结清，个人征信无不良记录者;
5.能提供1—2名具有当地城市户口且具备民事行为和经济承担能力的担保人;
6.符合当地住房公积金个人住房贷款相关规定的其他条件。

非要找 07-21 12:18

使用本人住房公积金申请住房公积金贷款的，贷款最高限额40万元；同时使用配偶住房公积金申请住房公积金贷款的，贷款最高限额60万元。

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