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哪位能告诉我按揭房可以再贷款吗？具体流程是什么

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哪位能告诉我按揭房可以再贷款吗？具体流程是什么

浏览：50次 | 提问时间： 07-21 11:55
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3个答案
会长大 07-21 11:55

网友的提问：假如买了别人产权未办下来的房子（可进行合同更名）可以用已经更名的购房合同可以贷款办理按揭吗？还是非要等两证下来才办按揭？我们淘房网专家回答：对于已经更名的购房合同可以贷款吗？假如开发商还在，在开发商的协助下是可以办理按揭的。不过假如你所购买的这个房子已经是现房，那么应该要先办两证，凭两证才能办理按揭。已经更名的购房合同可以贷款吗？的回答期望这位朋友满意，谢谢

我是逗比蹦擦擦差不多先生 07-21 12:04

由于不少借款人都是按揭房产，如何通过按揭房来办理贷款是很多人的疑问。那么，按揭的房子究竟可以再申请抵押贷款吗？答案当然是肯定的，目前，按揭房再次抵押贷款有2种常见的处理方式，一种是二次抵押贷款，另一种是担保垫资业务。只要按揭的房产满足一定条件，就可以办理二次抵押；若资金要的急，也能找贷款公司垫资处理。

时光曾经爱过我爱是空洞的绝望 07-21 12:12

办理不了。按揭房再贷款需要购房合同。贷款的房屋可以申请信用贷款。

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