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找担保公司贷款也要找担保人吗？有人知道是怎么操作啊

浏览：32次 | 提问时间： 07-21 11:55
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5个答案
毙 07-21 11:56

廉租房的所有权不是个人，不能抵押申请贷款，但假如你有稳定的工作与收入，应该找公司或者担保人申请贷款。

Needyounow 07-21 12:04

1、正常情况下本地买房子贷款是不需要担保人的，除非你的信用记录有逾期，银行审核不通过，要求你提供担保2。、通常担保应该找担保人或担保公司，找担保公司担保的情况比较多，也是银行更愿意接受的一种方式

未来有你在 07-21 12:12

假如借款数量较大，或经银行审核后给出了高风险的评定意见贷款担保是找担保人还是担保公司是视款项大小和风险高低而定的。通常而言，建议还是找担保公司进行二次担保，为了贷款能顺利发放，以免去不必要的麻烦

百毒不侵 07-21 12:20

应该找当地声誉好的担保公司帮助操作这事，多咨询几家，比较价格和服务，担保公司能够处理一切事宜，价格通常就是贷款金额的2.5%-5%（成都价），不同地区收费不同。或者直接找给本人办理贷款的银行客户经理推荐的担保公司，不过银行客户经理介绍的担保公司收费通常都要贵点。担保人通常要求在贷款银行所在地有较好的正当职业（如公务员教师等），并且假如本人不还款担保人就要还，不是特铁的关系是没人愿意当担保人的。

惑 07-21 12:29

你做的是银行的贷款吧？担保公司只是帮你很快的通过银行的贷款，假如你材料不符合，有些还是需要找担保人的。

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