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公积金最高贷款年限一般是多少？流程是什么

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公积金最高贷款年限一般是多少？流程是什么

浏览：31次 | 提问时间： 07-22 02:39
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5个答案
恰好心动 07-22 02:40

使用本人住房公积金申请住房公积金贷款的，贷款最高限额40万元。夫妻组合住房公积金贷款的，贷款最高限额60万元。公积金贷款年限为最高30年。在申请公积金贷款时你要准备的资料主要包括：一是证明你及配偶身份的资料。二是证明你购房行为的资料。三是进行贷款申请的资料。四是进行还款结算的资料。

错了而已 07-22 02:48

住房公积金贷款的额度及年限规定有这些：
1、办理公积金贷款，申请人应该连续缴存满12个月的公积金，且申请公积金贷款时，公积金缴存状态正常（欠缴1个月以上的不受理贷款）。商品房最高贷款额度不能超过总房价七成，二手房最高贷款额度不超过契税单价的六成；
2、公积金个人贷款额度计算公式：（当月缴存额×当前至法定退休年龄的总月数+公积金账户当前余额）×2；
3、法定退休年龄：女55岁；男60岁。贷款年限最长25年；
4、此公式适用购买一手楼用户参照直接计算，若是二手楼，由于要考量到房屋的评估价、交易价、契税价，需公积金中心审核资料后才能答复实际贷款金额；
5、现在住房公积金最高限额，各地方不同，需要咨询购房所在地的住房公积金中心。

爱倦 07-22 02:56

题主好公积金最高贷款额度限定：使用本人住房公积金申请住房公积金贷款的，贷款最高限额40万元。夫妻组合住房公积金贷款的，贷款最高限额60万元。公积金贷款年限为最高30年。期望能够帮助你。谢谢像上面这些价格来自网络，请自行核实。

不知检点 07-22 03:04

公积金最高贷款额度限定：使用本人住房公积金申请住房公积金贷款的，贷款最高限额40万元。夫妻组合住房公积金贷款的，贷款最高限额60万元。公积金贷款年限为最高30年。价格参照于网络

一个人的精彩 07-22 03:13

宁德市住房积金最高贷款额度：使用本人住房公积金申请住房公积金贷款的，贷款最高限额40万元。夫妻组合住房公积金贷款的，贷款最高限额60万元。公积金贷款年限为最高30年。

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