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申请按揭房贷流程是怎么样的？谁说说看？

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申请按揭房贷流程是怎么样的？谁说说看？

浏览：37次 | 提问时间： 07-22 03:07

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3个答案

樱花飘落 07-22 03:08

题主好！房产局规定，没有房产证以及处于抵押状态的房产不予办理过户，而按揭还款状态的房产就属于不允许过户的类型，也就是说你们得先还清银行的房贷才可以进行过户，假如你想按揭买这套房子，应该是你个一次性还清了贷款，然后过户到你的名下，然后你才可以申请按揭贷款。买房按揭贷款流程：A、买卖双方提供资料并签署银行的相关法律文书；B、银行审查后向售楼方出具《贷款承诺书》；C、买卖双方办理过户；D、过户后买方与银行（中介）到国土部门领取过户后的《房地产证》并办理抵押登记；E、银行到国土部门领取抵押登记资料后放款；F、将贷款划到售楼方指定的帐户；

心是不欢 07-22 03:16

买房贷款流程了解贷款知识→了解行情→评估个人能力明确购房需求→找信息→看房关注事项→谈判窍门→确定成交价格→签合同→交定金→备齐交易资料→评估→申请按揭贷款→交税→过户及交首期款→出新证送银行抵押→结清尾款及交接房屋。期望回答能对你有用

无梦旅人 07-22 03:24

可以办理按揭贷款。按揭贷款的基本流程有这些：
1、实地看房；信贷员、居间机构、评估员、买卖双方到申请按揭贷款的房屋现场对房屋现场勘察。

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