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按揭贷款利率上浮怎么解决？具体流程是什么

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按揭贷款利率上浮怎么解决？具体流程是什么

浏览：29次 | 提问时间： 07-22 05:32
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3个答案
七凉 07-22 05:33

题主好，抵押贷款利率为基准6.88%上浮15%到20%。房屋按揭最长30年，抵押贷款最长10年，现在可以做到20年。

貌美如花 07-22 05:41

题主好，2020平安住房抵押贷款利率挺高的，一个按揭一个抵押，总贷款额假如是是70万，抵押贷款的利率确实基准利率的上浮。不但有很大风险还多花钱。抵押贷利率6.53，按揭贷款利率4.158。价格来源网络，请自行核实。

肠断 07-22 05:50

商铺按揭贷款应该首付50%，利率是上浮10%，所谓的50%是按照你要购买的商铺价值计算。商铺按揭区别于普通住房的抵押贷款（以您要抵押的房产为准，贷款额度通常是房产评估值的65%--70%。利率是上浮15%-30%）。这样比较的话，你就知道若商铺贷款购买的利率是非常合算的。

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