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买二手房的按揭流程？有什么要注意的？

买二手房的按揭流程？有什么要注意的？

浏览：45次 | 提问时间： 07-22 05:32

想用按揭买一套二手房，请问一般流程是怎么走的啊

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赠我空欢 07-22 05:33

二手房按揭贷款的额度和时间由当地的银行机构依照国家的贷款政策和借款申请的资信情况综合确定。但在二手房按揭贷款流程的时间限制中最长不超过30年，与借款人的年龄之和不超过65年。

童言无忌 07-22 05:41

各大银行都可以办理。例如在储蓄银行：二手房在邮储银行办房贷规定、流程有这些：买二手房，需要以刚买的房产抵押，自己为贷款人申请按揭贷款。贷款手续需要：买卖夫妻双方身份证明、户口本、结婚证、房权证、土地证（或复印件）、买卖合同、契税票、评估报告、买方夫妻收入证明和无房证明。申请办理按揭贷款时需要买卖双方到房管部门网签合同后就要到银行申请二手房按揭贷款，之后到房管部门办理过户手续、出证后办理抵押登记、到银行支取贷款。

甜美 07-22 05:50

:武汉二手房交易增多,不少人想要了解二手房办理按揭的流程和步。现在,请让小编来为您介绍二手房办理按揭的十个流程步骤。

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