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在公司上班公积金如何缴纳？求解答

在公司上班公积金如何缴纳？求解答

浏览：50次 | 提问时间： 07-22 10:30

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给我背影 07-22 10:31

住房公积金的缴纳是自己工资扣缴多少，单位就再缴纳多少。缴纳的要求是6％至12％，最高不能高于12％，最低不能低于6％。各用人单位可以按照自己的经营状况缴纳，但是一年只能使用一个比例，不能在年中随意变更，但是可以次年变更比例，支取公积金，可以是你购房，租房，或是大修你自己家庭住房，凭合同票据。来办理提取手续，、还有就是你是异地户籍，在本地公司上班，离职时候，可以凭正规离职证明在公司财会和公积金您开户行咨询办理终结账户提取公积金手续，在你正式退休60岁也可以依法归提取！

萌咔咔 07-22 10:40

你好，目前园区的是最高的，缴纳比例也是最多的，我去以前是在市区上班缴纳的是5金，每个月要缴纳232.8元。现在在园区上班每个月要缴纳工资的22%，大部分要交500多元，其余的都是公司缴纳，现在园区的比例是园区社会保险（公积金）按照社会保障计划类型分别设置缴费比例：（一）甲类计划的缴费比例为47%，其中用人单位缴费比例为本单位员工工资总额的28%，员工缴费比例为本人缴费工资基数的19%。（二）乙类计划的缴费比例为31%，其中用人单位缴费比例为本单位员工工资总额的20%，员工缴费比例为本人缴费工资基数的11%。

人心本凉 07-22 10:48

公积金贷款完成后，缴纳公积金情况依据个人工作而定。如果你继续在这个城市上班，单位和个人就应该继续缴纳公积金，一直到你退休为止。如果你因为工作原因调离贷款城市，你的公积金就可以停止缴纳，停止缴纳公积金，并不影响你的公积金贷款继续执行，只要你每月按时归还银行的月供，就可以继续执行公积金贷款到贷款全还清。

Onlyou 07-22 10:56

挂靠买公积金：本人不在该公司上班，你想假借公司员工的名义，要该公司帮你缴纳公积金，你缴费是公司给你的薪水的6%同时公司还要替你交6%你想挂靠公司同意就要替你交钱。等你连续缴存的时间满一年或者是六个月以上时（具体以你们当地的公积金政策为准）你就可以使用公积金贷款买房了，享受年利率4.5%的待遇，利率低，同比商业银行贷款利息要少交一部分。希望以上回答对你有帮助。

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