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咸宁住房公积金提取的流程是什么样的？

咸宁住房公积金提取的流程是什么样的？

浏览：48次 | 提问时间： 07-22 11:51

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3个答案

离人梦 07-22 12:00

1、首先由单位的财务部门填写公积金支取申请审批表和公积金支取凭证，并在上面盖章。
2、有房产证的：带以上的审批表和支取凭证、本人名字的房产证、身份证，有的地区还要求提供户口簿，到所在城市的公积金中心办理支取手续。如果提取夫妻双方的公积金，还要带结婚证。
3、按揭的：除了以上的审批表和支取凭证、身份证等，还需要到贷款行打印近期的、一年以上的还款明细并有银行的签章、贷款合同、购房合同、结婚证等，到公积金中心办理。
4、最后，到公积金中心指定的银行办理转账。

弃而去 07-22 12:09

职工有下列情形之一的，可以提取职工住房公积金账户内的存储余额：
（一）购买、建造、翻建、大修自住住房的；
（二）离休、退休的；
（三）完全丧失劳动能力，并与单位终止劳动关系的；
（四）出境定居的；
（五）偿还购房贷款本息的；
（六）房租超出家庭工资收入的规定比例的。
依照前款第（二）、（三）、（四）项规定，提取职工住房公积金的，应当同时注销职工住房公积金账户。
职工死亡或者被宣告死亡的，职工的继承人、受遗赠人可以提取职工住房公积金账户内的存储余额；无继承人也无受遗赠人的，职工住房公积金账户内的存储余额纳入住房公积金的增值收益。

你长得如此多娇 07-22 12:17

咸宁住房公积金提取的流程：
1、受理:借款人填写《贷款申请表》授权查询征信系统，经中心审核征信无不良贷款或不良信用记录后，提交借款人及抵押人户口簿、身份证原件、婚姻状况证明(抵押人已婚的，需提供结婚证;如果户口簿上注明已婚、事实单身，需提供离婚证及单身声明;抵押人单身的，提供单身声明，房屋所在区域房地产交易登记管理部门如有特殊要求，按照房地产交易登记管理部门要求提供有关材料)、经房地产交易登记管理部门登记备案的商品房买卖合同、预交房款收据原件等材料及复印件，审核后原件返还，复印件留存。办理抵押登记手续所需材料，按照房地产交易登记管理部门要求提供(必要时留存原件)。
2、审批:中心审查借款人提交的贷款申请材料齐全后，确定贷款额度。借款人交纳抵押物保险费或担保费、代理公司代办费(委托中心招标选定的代理公司代办抵押登记等手续的需交纳，下同)、预抵押登记费、抵押登记费、户籍图复制费、契税、房屋所有权证及他项权证工本费、印花税后，中心与借款人签订借款合同。
3、抵押登记:代理公司持相关抵押登记书面文件到房地产交易登记管理部门办理预抵押登记手续，并将抵押返回材料转中心。
4、放款:中心收到抵押登记材料后，委托银行以转账方式将贷款资金划至房地产开发企业指定的银行账户。

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