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我想贷款买朋友的房子，求问私一下过户房产的流程，尤其是贷款这步应该怎么操作？有哪些步骤呢

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房产贷款过户流程求问问桐庐房产过户后再贷款吗怎么计算的贷款的房子怎么过户转按揭贷款具体的操作流程有哪些我想问一下西安房产过户流程是怎样的贷款买二手房过户流程有贷款的房子怎么过户贷款的房子过户有贷款的房子怎么买有贷款的房子过户贷款的房子如何过户求助一下北京办理公积金贷款的流程怎么办理的呢银行贷款操作流程抵押贷款操作流程贷款的流程买有贷款的房子贷款买二手房的流程我想问一下房产过户税如何计算有哪些值得注意的呢房产过户的流程贷款房产过户

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我想贷款买朋友的房子，求问私一下过户房产的流程，尤其是贷款这步应该怎么操作？有哪些步骤呢

浏览：25次 | 提问时间： 07-27 09:21

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3个答案

我缺氧 07-27 09:22

1.如银行同意，当然可以出售，如不同意，也可以出售，但不可以过户，买卖双方可以协商实际问题。
2.你可以私下里把房子卖掉，但还是以你的名义还贷款，可以解决该问题。不然是拍卖，在贷款没有全部偿还之前，产权是属于银行的，一旦你违反了贷款合同，那么银行就有权将房产进行拍卖以抵补贷款余额。期望我的回答能够帮助到你。

我爱的那个少年无情毒如蝎 07-27 09:30

我的房子是1994年交房的，房产证是2000办的，想贷款咋办呢

原生态逗逼 07-27 09:39

这位朋友我来回答你，由于不久前我刚操作过，比较有发言权．贷款用途人行有规定，确实需要形式完备才能放款，你的朋友才会需要你的帮助．你的房子不是真正卖给他，你们也不需要去房产管理部门办理买卖过户手续，你的房子的所有权益没有变化．你的朋友借款抵押的是他自己的房子，假如他不能按时还本付息，银行可以按照合同拍卖他该房产来清偿银行借款，由于银行对你的房产没有权益，不能处置你的房产，故而你的房产没有任何风险．值得关注的是，假如你的朋友要求你在银行或者房管局的一些文本上签字，那就一定要读仔细了．不过依照你介绍的情况，应该没有这种可能．

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