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哪个懂得住房公积金里面有多少钱可以贷款？哪家的报价比较低

哪个懂得住房公积金里面有多少钱可以贷款？哪家的报价比较低

浏览：26次 | 提问时间： 07-28 04:43

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4个答案

忆昔瞳里放映着唯一的你 07-28 04:44

1、贷款的时机要看你是否与开发商签订了购房合同，这么说吧，银行只有看到真实的、有效的、完整的购房合同，才会在这个前提下，与你签订贷款合同。
2、能不能用公积金贷款，主要取决你所在的单位是否每月按时，向当地的住房公积金管理中心为你正常缴存住房公积金。无所谓在不在一个区，在同市就OK了！
3、公积金和商业贷款你可以任意选取。当然，10个人里面有9个人会首选公积金贷款，由于利率比商业贷款要低。但唯一的缺陷是，贷款3年内不可以提前还款。而商业银行就会灵活变通的多了，手中有了富余的钱的话，随时可以提前部分还款，这样，就可以减轻你每月的还款压力。

幸福总是输给时间 07-28 04:52

公积金贷款5年之内（含5年）是4.05%，5年之上是4.9%。有住房公积金和没得住房公积金去购买首套房的区别:住房公积金的利率是4.5，商业贷款是6.
55.有住房公积金的贷款最高可以贷款40万，商业贷款可以贷很多。区别就在于商业贷款利息高。

醉灬青楼 07-28 05:01

题主好，我打听的情况是这样，只要借款申请人在申请贷款前六个月正常连续缴存住房公积金(包括时间和金额)即可取得住房公积金贷款资格，在申请住房公积金贷款时同时可以申请补充住房公积金贷款。期望我的回答可以帮助到您。

你美你魅你媚你妹 07-28 05:09

赣州市住房公积金贷款条件有这些：
1.购买具有所有权的住房
2.支付当地范围内住房租金
3.配偶一方申请了住房公积金贷款，在其未还清贷款本息之前，配偶双方均不能再获得住房公积金贷款。
4.进城务工人员与单位解除劳动关系，提供户口证明和解除劳动关系的证明期望可以对你有用。

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