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个人公积金代缴怎样算公司的和个人的？我想参考参考。

个人公积金代缴怎样算公司的和个人的？我想参考参考。

浏览：34次 | 提问时间： 07-28 05:14

准备买房了，试问各位，公积金贷款抵押物需要哪些吗？我算了一下，我的公积金正好可以用来贷款，只是不知道需要什么抵押物吗

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5个答案

久寻 07-28 05:15

公积金代缴是不可以的，申请住房公积金贷款的职工应该由申请人及配偶本人前往住房公积金中心服务大厅提出申请和面签，管理中心在受理申请人(购房人本人或配偶)个人住房贷款时，不收取任何费用。借款人办理房屋抵押登记及住房置业担保相关费用,由房地产交易管理部门和担保公司按规定收取。相关实际贷款政策可通过兰州住房公积金管理中心网站。期望我的回答对你有用！

都怪我 07-28 05:24

代缴公积金的公司通常是靠谱的，你可以待缴纳成功了再按月给钱就行，不见兔子不撒鹰。假如不急着买房不建议找代缴公司办理住房公积金代缴，由于你除了要交全额外还需要缴纳手续费。期望对你有用。

囚徒 07-28 05:32

这部分代扣款项，在发放工资时社保记入其他应收款，个税计入应交税费，在交纳时冲回，相关账务有这些:
发放工资时:借:应付职工薪酬--工资
贷:其他应收款--社保/公积金
应交税费--人个所得税
银行存款/现金
交纳时:借:应付职工薪酬--社保/公积(这里是单位承担部分)
其他应收款--社保/公积(这里是个人代扣部分)
应交税费--个人所得税
贷:银行存款/现金

陪伴我终生 07-28 05:40

公积金提取机构确实是良莠不齐。有此只卖合同和**的个人也号称“可办提取公积金”。通常提取公积金服务有三种:1。只提供合同2。提供合同并负责办理,但需你所在公司盖章3。在1和2的基础上,不用你公司盖章的全包服务(适合于和原公司脱离关系者)真正能够提供全方位的只有:北京社保公积金代办中心。期望对你有用

不忍心 07-28 05:49

个人觉得靠谱，不过要找到合适的的单位购买，但您要支付单位和个人所有需缴费部分，有专门替别人代缴公积金的公司，但需要别支付一些费用，有高有低的，有的要另收每月100元的费用。公积金和社保可以分开缴，以上报价来源网络，仅供个人参照。

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