array(3) {
  ["data"] => array(20) {
    [0] => array(11) {
      ["tagname"] => string(27) "房地产抵押贷款流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924443"
      ["tagid"] => int(1034809)
      ["id"] => string(7) "1034809"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503945070018583)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1034809"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1034809"
    }
    [1] => array(11) {
      ["tagname"] => string(45) "房地产开发资质办理流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1177785)
      ["id"] => string(7) "1177785"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950266761221)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1177785"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1177785"
    }
    [2] => array(11) {
      ["tagname"] => string(18) "流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599709911"
      ["tagid"] => int(1323262)
      ["id"] => string(7) "1323262"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503955979403272)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1323262"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1323262"
    }
    [3] => array(11) {
      ["tagname"] => string(24) "申请流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1600480630"
      ["tagid"] => int(1380113)
      ["id"] => string(7) "1380113"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503957884665885)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1380113"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1380113"
    }
    [4] => array(11) {
      ["tagname"] => string(21) "其流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1600831090"
      ["tagid"] => int(1794257)
      ["id"] => string(7) "1794257"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503973576605722)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1794257"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1794257"
    }
    [5] => array(11) {
      ["tagname"] => string(21) "抵押贷款的流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923862"
      ["tagid"] => int(946701)
      ["id"] => string(6) "946701"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942529318927)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/946701"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/946701"
    }
    [6] => array(11) {
      ["tagname"] => string(21) "抵押贷款的流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923862"
      ["tagid"] => int(946703)
      ["id"] => string(6) "946703"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942529318929)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/946703"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/946703"
    }
    [7] => array(11) {
      ["tagname"] => string(24) "收房流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1179654)
      ["id"] => string(7) "1179654"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950327578638)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1179654"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1179654"
    }
    [8] => array(11) {
      ["tagname"] => string(24) "家装流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1604570311"
      ["tagid"] => int(4611814)
      ["id"] => string(7) "4611814"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504068221075477)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/4611814"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/4611814"
    }
    [9] => array(11) {
      ["tagname"] => string(24) "一般是怎样计算的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1600831090"
      ["tagid"] => int(1794485)
      ["id"] => string(7) "1794485"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503973583945731)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1794485"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1794485"
    }
    [10] => array(11) {
      ["tagname"] => string(24) "房贷是怎样计算的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924269"
      ["tagid"] => int(996551)
      ["id"] => string(6) "996551"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503943953285141)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/996551"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/996551"
    }
    [11] => array(11) {
      ["tagname"] => string(45) "草坪灯柱尺寸是怎样的怎么计算的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1241764)
      ["id"] => string(7) "1241764"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952453042176)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1241764"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1241764"
    }
    [12] => array(11) {
      ["tagname"] => string(30) "房地产抵押贷款的作用"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599444624"
      ["tagid"] => int(1164495)
      ["id"] => string(7) "1164495"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503949832650754)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1164495"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1164495"
    }
    [13] => array(11) {
      ["tagname"] => string(54) "大白施工验收流程是怎样的收费是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534257"
      ["tagid"] => int(1273579)
      ["id"] => string(7) "1273579"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503953546706949)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1273579"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1273579"
    }
    [14] => array(11) {
      ["tagname"] => string(33) "酒店的退房流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1182713)
      ["id"] => string(7) "1182713"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950448164873)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1182713"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1182713"
    }
    [15] => array(11) {
      ["tagname"] => string(27) "装修的流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1606727794"
      ["tagid"] => int(5986142)
      ["id"] => string(7) "5986142"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504114638389262)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/5986142"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/5986142"
    }
    [16] => array(11) {
      ["tagname"] => string(48) "个人房产证怎么抵押贷款怎么计算的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534201"
      ["tagid"] => int(1241563)
      ["id"] => string(7) "1241563"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503952444653595)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1241563"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1241563"
    }
    [17] => array(11) {
      ["tagname"] => string(30) "油漆施工流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1179229)
      ["id"] => string(7) "1179229"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950314995713)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1179229"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1179229"
    }
    [18] => array(11) {
      ["tagname"] => string(36) "家具甲醛测试流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1183299)
      ["id"] => string(7) "1183299"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950465990687)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1183299"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1183299"
    }
    [19] => array(11) {
      ["tagname"] => string(36) "砂浆稠度试验流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1186476)
      ["id"] => string(7) "1186476"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950567702543)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1186476"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1186476"
    }
  }
  ["counts"] => int(1157819)
  ["pagecount"] => float(57891)
}
房地产抵押贷款流程是怎样的?怎么计算_其他_设计456问答
当前城市:  [切换]
一站式装修设计平台,为您提供优质装修服务!
设计456欢迎您!
当前位置: 首页>

装修问答

>

其他

>

房地产抵押贷款流程是怎样的?怎么计算

本地优质装修公司

10秒装修报价 装修要花多少钱?获得精准报价,省钱30%

所在城市:
房屋面积:
手机号码:
您的信息将被严格保密,《隐私保护条例
立即计算
装修报价费用明细
您的装修预算报价 168211

材料费:77201

人工费:86544

设计费:1760

质检费:2706

房地产抵押贷款流程是怎样的?怎么计算

浏览:51次 | 提问时间: 07-28 05:33
请问房地产抵押贷款的流程是怎样的?房地产抵押贷款利率高吗,是多少?
分享到:
5个答案
作业做到一半总找不到拖鞋他不懂 07-28 05:33

房地产银行按揭流程
1、房地产向贷款行提出按揭贷款合作意向;
2、贷款行对房地产开发项目、建筑资质、资信等级、负责人品行、企业社会商誉、技术力量、经营问题、财务情况进行调查,并与符合条件的开发商签订按揭贷款合作协议;
3、购房人与房地产签订《商品房买卖合同》,并依照合同要求,付清所需首付房款;
4、借款人以后只要每月(每季)20日前在存款账户或银行卡上留足每期应还款额,贷款银行会从借款人账户中自动扣收,到期全部结清
5、贷款归还后,贷款行注销抵押物,并退还给客户

假面 07-28 05:42

邯郸二手房贷款流程:第一步贷款方案咨询。第二步抵押物评估。第三步预审贷款资料通过签署贷款合同。第四步贷款资料进银行,银行审核通过。第五步房地产交易中心办理房屋抵押过户。第六步领取新产证、他项权利抵押证明。第七步银行发放贷款。

旧城里凝望旧人旧事 07-28 05:50

银行房产抵押贷款流程
1、申请人准备资料向银行申请贷款。
2、银行受理。
3、评估公司对房产(抵押物)进行评估。
4、银行依照客户提供的资料及评估报告取证审批。
5、银行审批通过后,办理房产抵押。
6、银行取得他项权利证后进行放款。
7、银行贷后管理。
办理房产抵押贷款需要的资料
1.房产证.
2.产权人及配偶的身份证.
3.产权人及配偶的户口本.
4.产权人的婚姻证明(结婚证或民政局开具的未婚证明).
5.借款人及配偶的身份证.
6.借款人及配偶的户口本.
7.借款人的婚姻证明(结婚证或民政局开具的未婚证明).
8.借款人及配偶的收入证明及银行流水.
去银行申请就可以了,找他们贷款部的经理

呆呆的我还在等着傻傻的你 07-28 05:58

贷款买房的流程——向按揭银行提交有这些资料
(一)提交具有法律效力的身份证明(居民身份证、户口簿、军官证、在中国大陆有居留权的境外、国外自然人为护照、探亲证、返乡证等居留证件或其他身份证件);
(二)固定收入证明或其他偿还能力证明;
(三)经房地产管理部门见证的商品房买卖契约正本;
(四)贷款银行要求的其他文件;假如借款人的配偶与其共同申请借款,借款申请书上还要填写清楚配偶的有关情况,并出示结婚证和户口簿等;贷款买房的流程——签订贷款合同银行对贷款人提供的信息进行审查,审查合格后,由银行,开发商和贷款人签订《房地产抵押(按揭)合同》,《楼宇按揭贷款合同》(关注,此合同需公证或律师见证,费用由购房者承担),三方共同去房地产管理部门进行登记。其中,购房者需提交以下材料:
(一)经房地产管理部门见证的商品房买卖契约正本;
(二)提交具有法律效力的身份证明(居民身份证、户口簿、军官证、在中国大陆有居留权的境外、国外自然人为护照、探亲证、返乡证等居留证件或其他身份证件);
(三)楼宇按揭贷款合同;
(四)抵押申请表及抵押合同原件。委托他人代为登记的,需要提交有效的授权委托书原件。贷款买房的流程——支用贷款办妥有关手续后,经贷款行同意发放的贷款,贷款行按照借款合同约定,将贷款直接转入借款人在贷款行开立的存款账户内,或将贷款一次或分次划入售房人在贷款行开立的存款账户内。选用委托扣除款方式还款的客户(现在可供选择的还款方式有委托扣款和柜面还款两种方式),需与银行签订委托扣款协议,并在贷款行指定的营业网点开立还款专用账户。同时,售房人要在贷款行开立售房结算账户或存款专户。贷款买房的流程——按期还款借款人按借款合同约定的还款计划、还款方式偿还贷款本息。贷款结清后,借款人从贷款行领取贷款结清证明,取回房地产权属抵押登记证明文件及保险单正本,并持贷款行出具的贷款结清证明到原抵押登记部门办理抵押登记注销手续。以上就是有关贷款买房的流程,怎样办理贷款买房相关内容的介绍,在现实生活中,大部分人买房还是需要通过按揭贷款来买房。不过办理按揭贷款买房的流程比较复杂,在办理贷款买房时,为了防止房产纠纷或者使自己的利益遭受损失,最好还是咨询律师,在律师的帮助下办理贷款买房。

过度熙攘 07-28 06:07

按揭购买新房流程:
一、提交相关商品房资料房地产按揭贷款流程借款人办理贷款前,请查明所购楼宇是否有银行提供个人住房按揭贷款承诺书,然后,借款人申请个人住房按揭贷款,填写《贷款申请审批表》,将有商品房关材料(付首期款证明、买卖合同、、经济收入来源证明等原件、复印件)提交贷款银行房地产按揭贷款流程
二、商品房发展商签字房地产按揭贷款流程作为借款保证人贷款申请审批表“保证人意见”栏上签字、盖章房地产按揭贷款流程
三、贷款银行审批房地产按揭贷款流程信贷员对借款申请人提交的全部资料、文件进行审查,逐级审批房地产按揭贷款流程
四、发放贷款贷款银行领回办妥手续的材料并依照依法生效的借款合同发放贷款房地产按揭贷款流程
五、公证部门登记国土局产权登记和公证部门,办理房产产权抵押登记手续房地产按揭贷款流程借款人在办理贷款前,请查明所购商品房楼宇是否有银行提供个人住房按揭贷款承诺书,然后,借款人申请个人住房按揭贷款,填写《贷款申请审批表》,将有关材料(付首期款证明、买卖合同、、经济收入来源证明等原件、复印件)提交贷款银行房地产按揭贷款流程
六、通知商品房发展商领回借款合同并由发展商出具付清房款证明给贷款行通知借款人领回借款合同、借据、保险单
七、贷款行信贷员将商品房贷款档案归档房期望我的回答对你有用。

保障