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申请提前还房贷的流程是什么？提前还房贷有何主意事项？谁了解？_其他_设计456问答
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申请提前还房贷的流程是什么？提前还房贷有何主意事项？谁了解？

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申请提前还房贷的流程是什么？提前还房贷有何主意事项？谁了解？

浏览：49次 | 提问时间： 07-28 05:33
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3个答案
幻空Drems` 07-28 05:33

在贷款前就要确定你的贷款年限了，一旦贷款年限确定后是不能中途更改贷款年限的。但可以提前还贷就是贷款年限未到时提前把钱全还清了。建议申请提前还款，这样可以申请缩短年限，就可以做到住房贷款更改年限了，不过实际要看贷款合同是怎样规定的，有没违约金这些，办理提前还贷的流程这些，合同里都会有规定的。

你带的面具真好看 07-28 05:42

提前还房贷是很好的，可以节省利息，提前还款流程办理实际有这些：
1、借款人查看贷款合同中的提前还款要求，关注相关事项；
2、向工行电话咨询提前还款所需的资料，同时预约提前还款；
3、借款人在预约的时间在预约的地点准备提前还款；
4、经提前还款所需相关资料以及提前还款申请提交给银行工作人员并存入提前还款的金额；
5、提前还款完成。期望我的回答对你有用。

贱人配狗你怎么不滚 07-28 05:50

题主好，房贷有要求有这些：不满一年提前还贷需要提前一个月申请，提前还贷的违约金＝提前还款总金额×月利率×不满一年的月份数；满一年后，提前还款不收取违约金，要求提前7个工作日进行书面申请，提前还款额下限是正常每月还款额的6倍。

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