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成都全款房贷款流程是怎样的？哪位知道这个情况

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成都全款房贷款流程是怎样的？哪位知道这个情况

浏览：30次 | 提问时间： 07-28 05:33

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2个答案

我呵呵你一脸翔 07-28 05:33

假如房贷审核未通过,有有这些办法:
1、更换银行贷款。
2、和开发商商议解除合同(不过需要支付一定的违约金)
3、全款支付。

忍不住原谅 07-28 05:42

成都商贷转公积金贷款流程
（1）转贷房产设定。借款申请人符合住房公积金贷款条件的，经贷款初审员确认后，先到银行办理商业住房贷款提前还款，提供结清单、最后一次还贷回执、办理转贷的《房屋所有权证》以及《房屋价值议定书》。商业住房贷款转住房公积金贷款采用本套住房设定抵押的，须在商业住房贷款结清后7个工作日内办理。
（2）其他房产设定。提供原贷款的借款合同、购房合同、商业银行出具的贷款余额对账单和同意提前还清证明以及另用于设定抵押的《房屋所有权证》、《房屋价值议定书》。

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