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上海公积金可以装修房子吗，谢谢

上海公积金可以装修房子吗，谢谢

浏览：72次 | 提问时间： 06-22 08:08

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4个答案

卖萌大过天 06-22 08:09

装修提不了公积金，公积金只能用于买房，不过你可以吧里面的钱取出来，取出来会打折。提取的手续是:首先填写你单位开具的《无锡市职工住房公积金支取申请单》，要一式两份哦，金额不用写，你吧身份证号、姓名、个人帐号、单位名称和单位代码填写好，记住一定要加盖公司的公章。

落叶归根 06-22 08:17

1、装修房屋不可以使用住房公积金。按照《住房公积金条例》只有购房或购房还贷等满足规定条件才能支取住房公积金，而房屋装修不符合公积金支取和贷款的条件，所以不能支取和公积金贷款。2、《住房公积金管理条例》第五条住房公积金应当用于职工购买、建造、翻建、大修自住住房，任何单位和个人不得挪作他用。希望我的回答能帮助到您！

苍耳 06-22 08:25

公积金提取需符合以下条件：购买(建造)自住住房、偿还住房贷款、租赁自住住房支付房租、离退休、女满40周岁男满50周岁下岗失业且公积金帐户封存满二年、低保特困对象、因残疾而丧失劳动能力、出当地规定范围或出境定居等。 ????尽管房屋装修不在此列，但你可办购房提取，凭购房合同、全额的《销售不动产统一发票》(二手房为契税完契证，发票税票时间在一年以内)、住房公积金卡、身份证，一次性提取。

追梦者 06-22 08:34

公积金提取相关规定，符合以下条件，即可提取，职工有下列情形之一的，可申请提取住房公积金。　　(一)购买自住住房的，提供购房合同、协议或者其他证明；　　(二)购买自住住房的，提供建设、土地等行政主管部门的批准文件或者其他证明文件；　　(三)翻建、大修自住住房的，提供规划行政等主管部门的批准文件或者其他证明文件；　　(四)退休的，提供退休证明；　　(五)完全丧失劳动能力并与单位终止劳动关系的，提供完全丧失劳动能力鉴定证明和终止劳动关系证明；　　(六)与单位终止劳动关系后，未重新就业满五年的，提供未就业证明；　　(七)出境定居的，提供出境定居证明；　　(八)户口迁出本省行政区域的，提供迁移证明；　　(九)偿还购房贷款本息的，提供购房贷款合同；　　(十)支付房租的，提供工资收入证明和住房租赁合同；　　(十一)住房公积金管理中心规定提取的其他情形。　　住房公积金贷款是国家为职工提供的政策性低息住房贷款。是指按时足额缴存住房公积金的借款人，在购买、建造、大修自住住房时，以其所购(建)住房或其他具有所有权的财产作为抵押物或质押物，或由第三人为其贷款提供保证并承担偿还本息连带责任，向住房公积金管理中心申请的以住房公积金为资金来源的住房贷款。和房屋装修贷款对比，它就胜在够便宜。　　公积金装修贷款怎么申请？　　1、公积金装修贷款的贷款人须有本市城镇常住户口或有效居留身份　　2、自申请之日向前推，连续足额缴存住房公积金12个月以上(夫妻都缴存公积金的只允许一人贷款)　　3、公积金装修贷款的申请人要有符合法律规定的购房、建房、大修自住住房的合同(协议)及有关材料　　4、具有一定比例的自筹资金。购买商品房、经济适用住房的，自筹资金不低于总房价的20%(购买二手房或建房、大修住房的，自筹资金不低于总房价的30%)　　5、具有稳定的经济收入，有偿还贷款本息的能力(由所在单位出具月收入证明)　　6、同意用所购住房或具有完全产权的自有住房或第三人住房做抵押，或用贷款银行认可的有价证券、银行定期存单进行质押，或由贷款银行认可的法人、组织或第三人提供保证。希望对你有帮助，谢谢了。

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