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住房公积金买房能贷多少钱

浏览：35次 | 提问时间： 08-06 04:15
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4个答案
天屎的翅膀 08-06 04:16

夫*双方都有公积金的话，能贷三十万，单方能贷二十万。三十万十五年的话，等额本息偿还的话，每月三千元左右，银行会给您一份详细的还款明细表。希望我的回答能帮到你。

思念是一种不可控制的病 08-06 04:24

住房公积金买房能贷款金额：一、住房公积金贷款最高限额              商品房住房公积金贷款最高限额为40万元，二手房住房公积金贷款最高限额为25万元。其中：              市内七区执行最高限额，即商品房40万元，二手房25万元；              即墨、胶南、胶州三市区域限额，商品房维持20万元，二手房为15万元；              平度、莱西两市区域限额，商品房为20万元，二手房为15万元。   二、住房公积金贷款首付款比例              市内七区商品住房，贷款首付款比例为20%；市内七区二手住房，贷款首付款比例为30%，二手房贷款与房龄对应的最低首付款比例，相应下调。

最长绾梦 08-06 04:32

贷款额度的计算公式为：贷款职工公积金月缴存额/缴存比例×0.45(还贷能力系数)×12个月×实际可贷年限(距离法定退休的年龄，不超过30年)；以可贷年限为15年、缴存比例10%为例，月工资3000元的职工，其每月个人和单位分别缴纳公积金300元，那么他能贷到的公积金为：300/10%×0.45×12×15

向日葵花开过的旧夏天 08-06 04:41

24.3万元。如果该职工月工资为4000元，其他条件不变，其最高可贷32.4万元，但是由于各地最高贷款额度各不相同，以南京为例，因为突破了30万元的南京公积金个人最高贷款限额，因此他只能贷到30万元以上价格来源于网络，仅供参考

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