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杭州装修公积金贷款如何申请？

杭州装修公积金贷款如何申请？

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幸福の兎 08-06 04:59

杭州装修公积金贷款申请：1）借款人及共同还最高款人*原件及复印件。2）借款人及共同还款人户口本原件及复印件、结婚证原件及复印件。3）所购房产权证、土地证原件及复印件。4）装修合同(根据各地公积金中心的具体规定而定)。申请时需要具备的申请条件有以下几点：1）具有城镇常住户口或有效居留身份，有稳定的职业和收入，信用良好，具有按时偿还住房公积金装修贷款本息的能力。2）在申请住房公积金装修贷款之日前，个人和所在单位按时、足额缴存住房公积金半年以上。3）住房公积金装修贷款额度按住房建筑面积计算，每平方米可贷额度按申请者所处地区而定。

暧昧暧昧爱你妹ˇ 08-06 05:07

最新消息： 2020杭州住房公积金贷款政策1.按规定正常足额缴存住房公积金，且在申请贷款时已连续缴存6个月以上；2.购买住房为本市自住普通住房，有符合法律规定的购房合同和相关证明材料，并同意以所购住房作为贷款担保；3.*楼盘已经中心审批同意，在合同签订(付款方式约定为按揭贷款)、支付首付款后，提出贷款申请；4.购买商品房的，职工使用住房公积金贷款购买首套普通自住房，最低首付款比例为20%；对拥有1套住房并已结清相应购房贷款，为改善居住条件再次申请住房公积金贷款购买普通自住房的，最低首付款比例为30%；未结清相应商业性购房贷款的，最低首付款比例为40%。

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