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卖按揭房流程是怎样的？

浏览：38次 | 提问时间： 08-06 09:10
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3个答案
删除我的孤单 08-06 09:11

流程大致为：   第一步：借款人在办理贷款前，需查明所购楼宇是否有银行提供个人住房按揭贷款承诺书，然后，借款人申请个人住房按揭贷款，填写《贷款申请审批表》，将有关材料(付首期款证明、*合同、*、经济收入来源证明等原件、复印件)提交贷款银行;   第二步：开发商：作为借款保证人在贷款申请审批表“保证人意见”栏上签字、盖章;   第三步：贷款银行：信贷员对借款申请人提交的全部*、文件进行审查，逐级审批;   第四步：贷款行领回办妥手续的材料并根据依法生效的借款合同发放贷款;   第五步：到房管部门：办理房产产权抵押登记手续;   第六步：通知开发商领回借款合同并由开发商出具付清房款证明给贷款行;   第七步：通知借款人领回借款合同、借据、保险单;   第八步：贷款行信贷员将贷款档案归档。具体您也可以咨询您所要购买的项目，以及相关办理新房按揭贷款的银行方面。   以上就是办理新房按揭贷款流程的相关介绍，大家在买新房前可以多了解一些，希望可以为初次购房的朋友带来帮助。

我爱的少年你身在何处 08-06 09:19

如果有人买的这套房子的话，你先收取买方的定金签一份临时的*合同（办理过户时才签*承认的现售合同）首先你要把在银行抵押的房产证赎出来简称‘赎楼’，一是你有能力把剩下欠银行的房款还清，二是如果你没能力还欠银行的房款的话，就要找融资公司帮你赎楼[所需赎楼的融资费：贷款额的百分之1.5（有浮动）]或到中国银行申请赎楼贷款业务。房产证拿到手后就可以到国土局办理过户了，在申请房产转移之前要找个银行或在房地产交易中心做资金监管，当房产成功转移到买方名下时，你才能收到之前在监管的资金（也就是最后的房款）。

人心可畏 08-06 09:27

卖按揭房流程：
1.提供         *         合同         收据         身份*         户口本         结婚证(已婚)收入证明         还款额的两倍以上
2.和银行签订         贷款合同         借据签字
3.银行内部审核         电脑录入         总行审批         
4.银行根据自己的审核的         结果         和自己资金安排         确定房款时间         
5.房款到         房产公司账户上         后         你         去         房产公司         那里拿回         贷款合同和还款明细         就可以了
6.按照         贷款合同上的         还款日期         在         到期前存入应还金额         就完成了。

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