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您好。我个人公积金缴纳570，请问能贷多少钱？谢谢

您好。我个人公积金缴纳570，请问能贷多少钱？谢谢

浏览：57次 | 提问时间： 06-30 04:52

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半生浮名 06-30 04:52

您公积金个人缴存570元，会根据您目前的婚姻状况及您爱人缴存多少和您所买的房子楼龄有关，您能详细说下您的情况吗？

敷衍成性 06-30 05:01

您好，公积金贷款额度的需要知道您是市属公积金、中直公积金还是国管公积金；是已婚还是未婚？是首套还是二套？如果是市属或者中直公积金，单身贷30年首套可以贷81万左右；单身二套78万；已婚首套54万左右，已婚二套可以贷52万左右。如果是国管公积金的话需要自己查询。关于公积金的具体额度的具体计算方式如下：1.市属公积金如何确定贷款额度？贷款成数决定--几套购房决定贷款成数个人月缴存额决定--单身(个人缴存额÷缴存比例-1204)÷对应年限的月均还款额；已婚(个人缴存额÷缴存比例-1204×2)÷对应年限的月均还款额；?两点说明：①借款申请人月还款额在不低于月最低还款额的基础上，原则上应不低于住房公积金月缴存额；②夫妻二人都满足公积金贷款的情况下，个人缴存额可以累加。公积金首套最高可贷款120万元(二套公积金贷款取消评级，最高贷80万)；上述三者取其低者为最终贷款金额。2.国管公积金如何确定贷款的最高额度？贷款成数决定--几套购房决定贷款成数(同市属)需要在打网签之前就要让借款人试算贷款额度。(在客户有用国管公积金购房意向时便可以咨询具体额度)1)?试算个人贷款具体额度，满足的条件：①主借款人到场②提供主借款人本人身份证或夫妻双方身份证2)?试算个人贷款具体额度地址：①北京市东城区美术馆后街8号即北京中医医院对面建行东四支行②咨询电话：84014115③登陆国管公积金官方网站http://www.zzz.gov.cn/index.jsp，注册账号，点击贷款额度试算。3)**目前国管公积金暂停评级，所以首套最高贷120万元，二套最高80万元；**3.中直公积金如何确定贷款的最高额度？公积金计算贷款额度公式：单身(个人缴存额÷缴存比例-1204)÷对应年限的月均还款额；已婚(个人缴存额÷缴存比例-1204×2)÷对应年限的月均还款额

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您好。我个人公积金缴纳570，请问能贷多少钱？谢谢

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您好。我个人公积金缴纳570，请问能贷多少钱？谢谢