array(3) {
  ["data"] => array(20) {
    [0] => array(11) {
      ["tagname"] => string(24) "办理公积金的流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598924010"
      ["tagid"] => int(955522)
      ["id"] => string(6) "955522"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503942804045851)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/955522"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/955522"
    }
    [1] => array(11) {
      ["tagname"] => string(24) "公积金的办理流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923399"
      ["tagid"] => int(859620)
      ["id"] => string(6) "859620"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503940027416580)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/859620"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/859620"
    }
    [2] => array(11) {
      ["tagname"] => string(48) "衢州办理公积金封存的流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1194607)
      ["id"] => string(7) "1194607"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950823555086)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1194607"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1194607"
    }
    [3] => array(11) {
      ["tagname"] => string(48) "吴江办理公积金封存的流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1194626)
      ["id"] => string(7) "1194626"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950824603648)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1194626"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1194626"
    }
    [4] => array(11) {
      ["tagname"] => string(24) "组合贷款办理流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923636"
      ["tagid"] => int(886089)
      ["id"] => string(6) "886089"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503940829577240)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/886089"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/886089"
    }
    [5] => array(11) {
      ["tagname"] => string(36) "买房办理贷款流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1202026)
      ["id"] => string(7) "1202026"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951060533259)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1202026"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1202026"
    }
    [6] => array(11) {
      ["tagname"] => string(48) "烟台办理公积金封存的流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1194853)
      ["id"] => string(7) "1194853"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950831943706)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1194853"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1194853"
    }
    [7] => array(11) {
      ["tagname"] => string(45) "办理按揭买房具体的流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1188165)
      ["id"] => string(7) "1188165"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950620131359)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1188165"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1188165"
    }
    [8] => array(11) {
      ["tagname"] => string(42) "吴江居住证办理的流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1195925)
      ["id"] => string(7) "1195925"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950865498145)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1195925"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1195925"
    }
    [9] => array(11) {
      ["tagname"] => string(42) "蚌埠居住证办理的流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1196022)
      ["id"] => string(7) "1196022"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950868643869)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1196022"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1196022"
    }
    [10] => array(11) {
      ["tagname"] => string(42) "衢州居住证办理的流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1196116)
      ["id"] => string(7) "1196116"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950871789593)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1196116"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1196116"
    }
    [11] => array(11) {
      ["tagname"] => string(33) "装修贷办理流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1606727814"
      ["tagid"] => int(6042175)
      ["id"] => string(7) "6042175"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703504116267876383)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/6042175"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/6042175"
    }
    [12] => array(11) {
      ["tagname"] => string(42) "办理生产许可证的流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1177782)
      ["id"] => string(7) "1177782"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950266761218)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1177782"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1177782"
    }
    [13] => array(11) {
      ["tagname"] => string(48) "北京居住证办理申请的流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1188114)
      ["id"] => string(7) "1188114"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950619082764)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1188114"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1188114"
    }
    [14] => array(11) {
      ["tagname"] => string(42) "北京居住证办理流程是怎样的啊"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1207945)
      ["id"] => string(7) "1207945"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951261859844)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207945"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207945"
    }
    [15] => array(11) {
      ["tagname"] => string(51) "办理北京暂住证的流程是怎样的谁清楚"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534045"
      ["tagid"] => int(1207490)
      ["id"] => string(7) "1207490"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951246131211)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1207490"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1207490"
    }
    [16] => array(11) {
      ["tagname"] => string(21) "公积金办理流程"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1594372024"
      ["tagid"] => int(549805)
      ["id"] => string(6) "549805"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503929169412125)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/549805"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/549805"
    }
    [17] => array(11) {
      ["tagname"] => string(81) "国有土地使用证的办理流程办理流程是怎样的呢有人知晓的吗"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599534137"
      ["tagid"] => int(1224082)
      ["id"] => string(7) "1224082"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503951818653723)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1224082"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1224082"
    }
    [18] => array(11) {
      ["tagname"] => string(18) "公积金的办理"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1598923636"
      ["tagid"] => int(882746)
      ["id"] => string(6) "882746"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503940738351131)
      ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/882746"
      ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/882746"
    }
    [19] => array(11) {
      ["tagname"] => string(39) "装修许可证办理流程是怎样的"
      ["inlink"] => int(0)
      ["addtime"] => string(10) "1599530139"
      ["tagid"] => int(1176050)
      ["id"] => string(7) "1176050"
      ["depart"] => string(1) "0"
      ["updatetime"] => int(0)
      ["status"] => int(99)
      ["_version_"] => int(1703503950212235267)
      ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1176050"
      ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1176050"
    }
  }
  ["counts"] => int(670846)
  ["pagecount"] => float(33543)
}
公积金组合贷款买房的办理流程是怎样的?办理时有何注意事项?_装修注意事项_设计456问答
当前城市:  [切换]
一站式装修设计平台,为您提供优质装修服务!
设计456欢迎您!
当前位置: 首页>

装修问答

>

装修注意事项

>

公积金组合贷款买房的办理流程是怎样的?办理时有何注意事项?

本地优质装修公司

10秒装修报价 装修要花多少钱?获得精准报价,省钱30%

所在城市:
房屋面积:
手机号码:
您的信息将被严格保密,《隐私保护条例
立即计算
装修报价费用明细
您的装修预算报价 168211

材料费:77201

人工费:86544

设计费:1760

质检费:2706

公积金组合贷款买房的办理流程是怎样的?办理时有何注意事项?

浏览:37次 | 提问时间: 06-30 04:54
分享到:
3个答案
壹辈子不放手 06-30 04:55

办公积金组合贷款的流程是什么?1.借款人应该向银行进行申请,并提交需要的材料。2.办理公积金手续,等银行审核通过之后,书面向借款人承诺公积金贷款可贷额度、期限等。3.双方签订合同,确认贷款文件和手续,并到抵押部门进行抵押贷款的办理。签订协议,选择还款方式。办理公积金组合贷款需要花的时间大概在3个月以上,时间比较长,公积金最起码也要两个月才能完成流程,如果急需用钱的人您可以申请商业贷款,商贷大约最快的话几天就能批下来。有何注意事项?1.组合贷款是商业性住房贷款与公积金贷款的组合,所以可以提前用于还商业贷款,需要提醒的是需要用个人的存款或者现金,不能用公积金账户里的余额还款。2.组合贷款用于提前还公积金贷款。对于组合贷之另一部分公积金贷款,借款人公积金账户内的余额可以用来提前还款。还有一个比较普遍的注意事项需要大家注意,那就是当还款人出现资金周转问题不能按时还款的话要及时申请延长还款期限,不要硬撑,使自己陷入信任危机。

像昨天 06-30 05:03

想要办理公积金组合贷款,借款人不仅要符合个人住房商业性贷款条件,还要同时缴存住房公积金。满足条件的借款人就可以去住房资金管理中心和银行申请组合贷款买房。一、公积金组合贷款买房的办理流程是怎样的?1.提出申请,借款人需分别向住房资金管理中心和银行分别提出书面贷款申请,并提交有关资料。2.签订合同,客户在接到银行同意贷款的通知后,与贷款行就公积金个人住房贷款和自营性个人住房贷款分别签订借款合同和担保合同。3.办理抵押、保险,签订合同后,借款人根据国家和当地的法律法规,办理抵押登记、保险及装修注意事项必须的手续。4.开立帐户,售房人要在贷款行开立存款专户。5.银行放款,借款人按时还款直至贷款还清。二、办理组合贷款时有何注意事项?1.办理公积金组合贷款之前最好不要动用公积金款项。2.申请组合贷款时,借款人应尽量用足公积金贷款,并尽量延长贷款期限,同时最大程度的缩短商业贷款期限,以便最大程度的降低月还款额,同时还能节省贷款成本。3.在还款期未到之前先行偿还贷款应先还商业贷款。除上述注意事项外,在还款期内,若借款人出现资金问题不能按时还款,一定要提前申请延长还款年限。

看左边逗比这是右萌能量女王 06-30 05:11

您好,公积金组合贷款流程或资料如下:一、办理公积金组合贷款需要什么资料?贷款申请表、身份证及复印件、户口本原件及复印件、房屋买卖合同复印件、预交房款收据复印件、私人印章、个人工资收入证明、组合贷款联络单及联络单复印件、商业贷款合同、维修基金收据第六联。二、办公积金组合贷款的流程是什么?1.借款人应该向银行进行申请,并提交需要的材料。2.办理公积金手续,等银行审核通过之后,书面向借款人承诺公积金贷款可贷额度、期限等。3.双方签订合同,确认贷款文件和手续,并到抵押部门进行抵押贷款的办理。签订协议,选择还款方式。办理公积金组合贷款需要花的时间大概在3个月以上,时间比较长,公积金最起码也要两个月才能完成流程,如果急需用钱的人您可以申请商业贷款,商贷大约最快的话几天就能批下来。三、办理时有何注意事项需要注意?1.办理公积金组合贷款之前最好不要动用住房公积金的款项。2.申请组合贷款时尽量用公积金贷款,并尽量延长贷款期限,最大程度的缩短商业贷款期限,以便最大程度的降低月还款额,同时还能节省贷款成本。3.若想在还款期未到之前先行偿还贷款,则应优先偿还商业贷款。4.办理组合贷款的只限于公积金正常缴存者。

保障