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请问买卖二手房贷款流程谁清楚？

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请问广州房屋按揭贷款流程是什么？谁比较关注这个请问绵阳住房按揭贷款办理流程是什么？貌似很多人都不清楚请问广州房屋按揭贷款流程是什么？在广州有没有什么具体的要求呢？请问南京二手房贷款流程是怎样的？请问宁波贷款买房流程有哪些？请问深圳二手房商业贷款流程具体是怎样？二手房交易过程有哪些需要注意事项？请问一下按揭房再贷款流程是什么？请问生源地贷款提前还款流程是怎样的？请问一下东莞二手房贷款流程是什么，二手房贷款交易流程第一步是签约吗？请问银行购房贷款手续都需要哪些，购房银行按揭贷款的流程有什么？请问谁知道老房子按揭贷款流程有哪些？请问一下杭州的网友，杭州买房贷款流程哪位知道？请问有没有人知道按揭房产贷款流程是什么？可以告诉我吗？请问下，我买的是二手房，二手房贷款过户有哪些流程？请问一下谁了解房屋按揭贷款流程是怎样的

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请问买卖二手房贷款流程谁清楚？

浏览：68次 | 提问时间： 07-01 04:34

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2个答案

我执笔墨绘你倾城颜 07-01 04:35

二手房交易贷款流程1、房屋买卖双方签订房屋买卖合同；二手房交易贷款流程2、购房人向银行提出贷款申请，并提交书面资料，包括购房合同、买卖双方的身份资料(身份证和户籍本)、婚姻状况证明(未婚证明或者结婚证)、房地产产权证、首付款证明；二手房交易贷款流程3、由银行指定估价机构对房产进行评估，为此购房人还需要承担评估费用；二手房交易贷款流程4、银行指定的律师事务所出具《法律意见书》。银行批贷，发放贷款承诺书；二手房交易贷款流程5、银行与购房人(贷款方与借款方)签订房屋抵押贷款合同并办理公证或者律师见证；二手房交易贷款流程6、建立存用贷款账户，划拨购房贷款；二手房交易贷款流程7、房地产保过户当日，办理房屋过户手续及银行抵押登记，办理贷款保险手续或者担保公司还款担保，为此购房人需要支付保险费用或者担保费用；二手房交易贷款流程8、银行发放贷款。二手房交易贷款流程9、借款人按月还本付息，直到还清本息，终止贷款合同。

觅千寻 07-01 04:43

个人贷款-二手房贷款流程:1、该房屋必须产权明晰，具备可进入二手房市场流通的条件。2、选好房产后，二手房贷款流程之二便是选择一家银行指定的能够办理按揭贷款业务的房产交易代理机构，并在该代理机构完成房产价值评估工作，缴纳房产评估费。3、买卖双方须提供的相关资料准备齐全。购房人(贷款人)须提供的资料有:户口簿、身份证、学历证明、婚姻状况证明、买卖合同、夫妻收入证明(单位收入证明)、税单、银行流水单、交易中心人均证明等。证明资料越全面，银行在放贷评审中的评分会越高，贷款人享有贷款金额及时间的条件越优越。售房人须提供的资料有:身份证、户口簿、婚姻状况证明、夫妻双方同意出售证明、所售房屋的产权证明及上市批准证明等。

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