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房子贷款过户手续需要办理哪些？离婚后房产过户贷款流程？

房子贷款过户手续需要办理哪些？离婚后房产过户贷款流程？

浏览：58次 | 提问时间： 07-01 04:34

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我张开双手却只能拥抱风 07-01 04:35

离婚后房产过户贷款流程：一、离婚房产过户办理必须是在取得房产证的情形下才可以办理离婚房产过户。未取得房产证的按揭房，可以在取得房产证后再行办理过户手续，如果对于房产未过户不放心的，也可以拿离婚证明让担保公司赎楼，取得房产证后，再去办理过户手续即可二、离婚房产过户首先需要办理离婚房产析产，离婚房产析产是离婚房产过户免征契税的证明。如果不是因为离婚分得的房产，在房产过户时就需要缴纳契税。办理完离婚房产析产手续后，就可以到房产管理部门办理离婚房产过户手续，具体的过户流程有：(1)、协议离婚，签订离婚协议书的到公证处办理析产公证，如有离婚判决书的话无需办理公证；(2)、到交易中心办理转绘；(3)、到房管局办理免征契税申请；(4)、办理析产登记手续并缴交50元登记费；(5)、取证。

喜 07-01 04:43

若你是需要办理二手楼贷款，一般是在你办理房产过户手续之前，向银行支行提出贷款申请。你通过联系当地柜台个贷部门提供你的具体信息以及所购房产情况，由柜台个贷部门这边审核你的综合情况后确定能否办理。

你是飞鸟我是鱼 07-01 04:51

房子还在按揭可以过户，但前提是必须要先还清银行的贷款才可以办理过户手续。可以先申请提前还贷，促销抵押后，再办理相关手续，如无力还贷可以以买家的首期来先还清贷款，或找担保公司。必须买卖形式办理全款直接钱交给银行相于替卖钱清银行房本拿再建委户贷款需要银行办理转按揭手续才能。

情不会深 07-01 05:00

如果房产证上面有前夫的名字，需要办理更名手续。其他的只要你正常还款就行了。果是共有该住房产权，办理的公积金贷款。而且贷款没有还清，现在离异，想分割房子，方法是，还清贷款，把手续办理完毕，确定产权是你俩的，然后办理析产过户，把住房过户给你们协议好的一方，就可以，办理析产过户，只有几百手续费，没有任何的税费缴纳。如果现在没有钱还清贷款，只有把你们离异协议做个公证，上注明住房分割细则，归谁所有，做完公证，注意保管，等以后还清贷款之后，再凭协议，去办理离异析产过户。

宠 07-01 05:08

首先需要办理继承人亲属关系证明的公证，目的是确定哪些人是继承人，然后持公证书和房产证件，到房管局办理过户手续。根据情况缴纳少许工本费。因为其他继承人放弃继承，那么大家需要书写一份放弃继承的承诺书。大家签字，公证后，你就可以办理继承手续，将房屋办理到你自己的名下。

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