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我想问一下房屋装修能否提取住房公积金？

我想问一下房屋装修能否提取住房公积金？

浏览：82次 | 提问时间： 07-01 04:34

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三年后的约定 07-01 04:35

好，装修不可以提取公积金。只有以下情况可以申请领取公积金：(1)购买、建造、翻建、大修自住住房的。大修需要提交职工建造、翻建自住住房的，提供县级以上建设、规划、土地管理部门的批准文件。职工大修自住住房的，提供县级以上建设、规划管理部门的批准文件，热线没有登记对大修的具体定义；(2)偿还购房贷款本息；(3)离休、退休；(4)完全丧失劳动能力并与单位终止劳动关系的；(5)解除劳动关系的；(6)参军、上学、判处刑罚并与单位终止劳动关系的；(7)纳入本市城镇居民最低生活保障范围的；(8)职工出国、出境定居的；(9)职工本人、配偶或未成年子女身患重大疾病，造成家庭生活严重困难的；(10)职工死亡或被宣告死亡的；(11)一年内购买限价商品房、经济适用房支取公积金；(12)一年内购买拆迁安置房支取公积金。希望我的回答能帮助到您。

喜你人多 07-01 04:43

房屋装修不可以支取公积金。如果装修缺钱，可以申请装修贷款。建设银行、招商银行、广大银行、兴业银行等商业银行都有装修贷款业务，业主只要与装饰公司签订装修订单，便可根据相关条件办理装修贷款业务。多数银行推出的装修贷款的分期业务基本分6期到36期不等，手续费则从0到12%不等，无需抵押;而传统装修贷款需要办理抵押，但利息与个人住房贷款利率相同。选择一年期的家装分期业务，有的免利息和手续费;而选择两年期的家装分期业务，家装分期付款的手续费率一般达到8%，已经比较高了，所以选择贷款装修要合理计算偿还贷款的期限长短。希望对你有帮助

忆昔瞳里放映着唯一的你 07-01 04:52

最近家里要装修了，想问下住房公积金可以提取装修房子吗？应该需要具备哪些条件：需要注意几点事项：1、具有本省城镇常住户口或有效居留身份；2、具有房屋产权证明或由房屋产权单位出具拥有该房屋使用权的证明。购买新房尚未拿到房屋产权证明的，可以提供全额购房发票以及开发商的交房通知书；3、具有与经有权部门批准的装饰装修企业签定的住房装修合同、装修概算书及相关资料；居民自行装修的需提供工程预算表；4、具有良好的信用，能保证提取公积金装修的真实性，并在提取公积金前投入项目建设，提供住房装修首付税控发票或工程预算表所需建材发票(职工自行装修)。上述仅供参考。如何满意的话，可以点击收藏哈。

不见面 07-01 05:00

《住房公积金管理条例》没有将装修作为提取住房公积金的条件，所以房屋装修是不能提取住房公积金的，只有大修才能提取公积金。大修一般是指房屋主体结构部位，包括基础、墙体、柱、梁、楼板、屋顶等，因损坏影响住用安全需要拆换加固。大修必须由房屋安全鉴定机构出具危房证明。住房公积金提取主要用于购买、建造、翻建、大修自住住房等住房基本消费方面的支出，另外也包括：偿还因购买、建造、翻建、大修自住住房而引起的住房消费贷款的提取；因无房租赁住房或租赁公共租赁住房、廉租住房支付房租的提取；生活困难的提取；与所在单位终止劳动关系的提取；退休的提取；出国、出境定居的提取；死亡或者被宣告死亡的提取等七类情况。

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