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南京公积金能贷款装修吗

南京公积金能贷款装修吗

浏览：44次 | 提问时间： 07-13 05:42

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3个答案

余生浅末 07-13 05:43

住房公积金提取条件：摘要部分 (一)购买、建造、翻建、大修自住住房的。　　
1、购买自住住房的。应提交房屋所在地房地产交易所已备案登记的《商品房买卖合同》或《房地产权证》(含《房屋所有权证》、《房地产交易登记证明书》)和购房(销售)**。购买房改房的，应提交需经房屋所在地房改办出具的购买公有住房审批文件(或《房地产权证》)及付款收据。　　
2、建造自住住房的。住房在建的，提交东莞市国土局核发的《国有土地使用证》及市规划局核发的《建设用地规划许可证》和《建设工程规划许可证》;住房已建好的，提交东莞市房管局核发的《房地产权证》。　　
3、翻建自住住房的。提交东莞市房管局核发的《房地产权证》或《房屋所有权证》及市规划局核发的《建设工程规划许可证》。　　
4、大修自住住房的。提交东莞市房管局核发的《房地产权证》或《房屋所有权证》、房屋安全鉴定机构出具的《房屋安全鉴定报告书》。

我何苦一往情深又一厢情愿 07-13 05:51

可以的哦亲
如果你是当地户口，公积金按照下列条件支取
公积金支取条件
职工有下列情形之一的，可以提取住房公积金账户内的存储余额：
(一)购买、建造、翻建、大修自住住房的；
(二)离休、退休的；
(三)完全丧失劳动能力，并与单位终止劳动关系的；
(四)出境定居的；
(五)偿还自住住房贷款本息的；
(六)房租支出超出家庭工资收入5% 的；
(七)生活困难，正在领取城镇最低生活保障金的；
(八)遇到突发事件，造成家庭生活严重困难的；
(九)进城务工人员，与单位解除劳动关系的；
(十)在职期间判处死刑、判处无期徒刑或有期徒刑刑期期满时达到国家法定退休年龄的；
希望我的回答能帮到你

Youaremne 07-13 06:00

1、装修房子可以提取公积金，但是不可以用公积金贷款。一般缴满一年就可以用公积金进行买房贷款。
2、公积金贷款是指缴存住房公积金的职工享受的贷款，国家规定，凡是缴存公积金的职工均可按公积金贷款的相关规定申请公积金贷款。
3、大部分都定制了相关的住房公积金贷款条件，各城市条件要求大致相同。以成都为例：
4、具有当地行政区域内的常住户口或有效居留身份证明的职工；申请时已连续一年以上正常缴存住房公积金，并没有支取公积金用于支付购房首付款，同时无公积金贷款余额；
5、具有购买住房的合同或协议，且首期付款金额不低于所购住房价值的30%有较稳定的职业及经济收入，具备相应的贷款偿还能力，个人信用良好；
6、有公积金中心认可的资产作为抵押或质押，或有足够代偿能力的单位作为保证人公积金中心规定的其他条件。
希望我的回答能帮到您

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