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小面积首付多少钱？值不值得买？

小面积首付多少钱？值不值得买？

浏览：33次 | 提问时间： 07-16 08:34

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4个答案

不再联系 07-16 08:35

3万元钱能装修房子吗，您只能包包踢脚线和地面瓷砖，添加床柜就没有钱了。最起码的标准15万元的费用也就是普通的装修。要是农村的房面积小3万元还。有可能，70多平米的楼房费用就不非了。

焦我有幻想症 07-16 08:43

你好，算可靠吧，0首付的房子主要为小面积的、单价便宜的房子或是特大面积的、单价便宜的房子，小面积的就使用公积金贷款，评估价的8成基本可以满足0首付。大面积的就使用商业贷款，月还款的压力比较大。公积金贷款的年化利率：4.5%；商业贷款的年化利率：6.55%。

良人未归 07-16 08:51

一、首付：现在买房很多是分期付款，分期付款买房是指买房的时候你不需要全额付款，只需要交一部分的钱就可以取得房屋的使用权，进而就可以搬迁入住，剩下的钱只要在规定的年限中付清就可以了。那么第一次交的那部分房款就是首付。新房和二手房的贷款首付不同，2手房首付一般就按房子全款的1/2准备就行，新房差不多是房款的20%。
二、首付的计算方法分期付款买房的首付最低付款一般是30%，新房也是，但是少数楼盘为了吸引更多的客户，做到了20%，开发商要求你到指定的银行才会放款，或者地段好一点的小户型也可以低点首付。二手收房的话，所说的一般最低是30%，指的是房子评估值的30%，可能评估值比你的交易值要低，那么你的首付就比30%的总房款要多，二手房交易本身的费用是不在房价里面，所以尽量准备多点现金好安排事情。二手房的首付款

好心折磨 07-16 09:00

成交价-本房平米评估价x房本面积x70%(一般商贷个人都是能贷7成)+契税印花税及根据房产产权情况不同所产生的相关费用+加上贷款手续费。希望我的回答能帮到您

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小面积首付多少钱？值不值得买？

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