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如果抵押一套房子来贷款，想知道现在的抵押贷款流程？哪位了解详细的情况啊

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济南市集体供暖管道铺设有建筑红线这样一个规定吗？求大神解答问一下评估机构对被继承的房屋进行评估时其具体价格是多少？哪家的报价比较低抵押贷款评估费应收多少钱？有哪些注意事项60平的小户型还有吗，总价多少钱，首付多少？知道的给个报价过来首套房贷款，建设银行的利率该怎么算？哪位告诉我详细情况啊物业服务公司在绿地非法建车棚，业主有权要求拆除吗？能给个参考吗？房产证贷款流程？需要什么手续呢在厦门的二手房贷款担保流程是什么？利息是多少婚前房产证上加名字要交多少钱？麻烦报一下价安置房购房手续流程有没有人知道啊？有高手清楚吗？6万元5年期公积金贷款现在每个月要还多少钱？哪位提供一下。上海房产抵押贷款需要那些材料？需要找担保公司吗？哪位知道该如何申请二手房继承房产过户费用问题？有人知道吗？种植瓜类一定要搭设棚架或支柱吗？应该注意什么室内植物的高度和位置该怎么摆设？有没有好的推荐呢？

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如果抵押一套房子来贷款，想知道现在的抵押贷款流程？哪位了解详细的情况啊

浏览：32次 | 提问时间： 07-17 05:16

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5个答案

梦似曾见 07-17 05:17

按揭房是否可以贷款要看你的情况：
1.如果你这套房子没有贷款,那是可以去银行办理抵押贷款的.
2.如果你现在这套房子还有贷款正在还,那你不可以办理再按揭的贷款了.
3.今年的货币政策的原因,之前可以办理的转按揭和再按揭的贷款方式银行基本上已不再办理了.

趁着年轻可劲骚 07-17 05:25

可以做抵押贷款，一套房可以抵押贷款50%，你的组合贷款可以做的

佯装坚强 07-17 05:34

回答
1：要知道你的房子是哪年还有你的年龄才可以确定能贷款多少年(银行可以做到1-30年的贷款期限)银行对抵押的房龄要求是不超过20年对借款人的要求是贷款年限加贷款人年龄不超过75岁回答
2：最新调整后的利率是各项贷款-六个月5.85一年6.31一至三年6.40三至五年6.65五年6.80(现在你想做的这种贷款年限长的话利率一般上浮10%-30%)如果你按揭贷款的话由于不是首套利率上浮的幅度也都差不多贷款用途和个人资质还款能力没问题的话可以做到30年的贷款房龄老点的话也可以想办法操作还有不明白的可以百度HI我

生活放荡像只狗 07-17 05:42

按揭房子抵押贷款抵押的问题，原则上是可以的，部分商业银行提供此项服务，主要看贷款行的意向。二次抵押贷款的定义二次抵押贷款是指将已做抵押的抵押物再次抵押，从特定放款人处获得贷款。举个例子，假设一套房产在银行已做抵押贷款，目前还在正常还款，这种情况下房主如再次申请抵押贷款，不必提前还清银行贷款，只要能通过专业评估，即可根据评估值进行再次抵押。

你宠出来的小脾气 07-17 05:50

如果想知道房子是不是卖方本人和房屋基本信息需要去房管局查询。想知道有没有抵押贷款要去银行查询。但需要房主本人去。

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