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住房贷款利息7折是什么意思？流程怎么走？

浏览：31次 | 提问时间： 07-20 04:08
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5个答案
愛過后只剩迴憶 07-20 04:09

个人住房贷款利率下限为基准利率的0.7倍，这也就意味着符合该行条件的客户在申请首套房贷时，可以享受到7折利率的优惠，这对于现在“不降反升”的房贷利率市场来说无疑是一则重磅消息。现在多数银行暂时未有跟进的计划，7折房贷利率全面涌现的情况还不现实。

溺海身亡 07-20 04:25

购房贷款利率7折的意思为贷款的执行利率为基准利率的0.7倍，就像住房按揭基准利率为6.15，打7折就是6.15%*0.7

念如初 07-20 04:34

4.035%。利率表示一定时期内利息量与本金的比率，通常用百分比表示，按年计算则称为年利率。

默笙 07-20 04:42

首套房7折利率就是按照原来的利息的7折计算你的贷款利率比如原来是6.55%*0.7

怹 07-20 04:50

4.585%的意思。

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