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问问，买二手房银行贷款要收取那些费用？

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购买商品房除了交房款外，还要交哪些费用？？有人了解不，谢谢！房产证丢失怎么办怎样补办房产证需要哪些流程？新房办理房产证的流程了解下？有没有网友晓得？二手房买房贷款流程哪位知道谢谢啦？最高可以贷款多少怎样办理二手房按揭贷款？按揭贷款流程？问问，高水平的物业费小区大概多少钱一平？有人知道不，谢谢！你好，我想知道一下期房交房时还要交哪些费用？92平方家装装修半包报价？都包括了哪些项目呢问一下大家，一般的地税评估价是多少钱一平方？问一下各位，走资金监管后，办理房产过户流程是怎么样的？一手房买卖流程怎么样的？有没有人清楚？房地产项目审批流程有哪些？有什么值得注意的购买二手房网签有哪些流程？要注意哪些方面问问，装修设计公司的费用可以分期不？有人知道吗，谢谢！交房费用要交哪些？麻烦具体说说

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问问，买二手房银行贷款要收取那些费用？

浏览：41次 | 提问时间： 07-20 05:11

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4个答案

不是当初 07-20 05:12

买房垫资贷款是在二手房买卖中，买房一方只有首付款，需要向银行贷款。卖房一方有贷款，还清银行贷款才能过户于买方。

笑你慌 07-20 05:29

银行不收取任何的贷款手续费，早在2014年银监会就发布了银行业金融机构信贷业务“七不准”与服务收费“四公开”有关规定公告有这些：
一、信贷业务“七不准”
1、不准以贷转存。银行信贷业务要坚持实贷实付和受托支付原则，将贷款资金足额直接支付给借款人的交易对手，不得强制设定条款或协商约定将部分贷款转为存款。
2、存贷挂钩。银行业金融机构贷款业务和存款业务应严格分离，不得以存款作为审批和发放贷款的前提条件。
3、不准以贷收费。银行业金融机构不得借发放贷款或以其他方式提供融资之机，要求客户接受不合理中间业务或其他金融服务而收取费用。
4、不准浮利分费。银行业金融机构要遵循利费分离原则，严格区分收息和收费业务，不得将利息分解为费用收取，严禁变相提高利率。

我像谁 07-20 05:37

新房还是二手房办理购房贷款？两者不一样的。新房的话，你去售楼部买楼的时候，会有银行工作人员与你联系的；二手房，中介会安排有业务联系的银行，银行再找评估公司去评估房子的价值及可贷额度，或你也可以自己去找银行贷，不过自己找的银行贷款额度可能没这么高，而中介为了成交顺利，他安排的银行的贷款额度会高些，但中介会额外收取你一定费用的，可能要几千元。价格来源网络，请自行核实。

黔 07-20 05:45

先去房管所打协议这就是网签，然后买方拿着协议去银行贷款，等贷款批下来了就可以过户了，我就是刚买的二手房

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