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济南贷款装修怎样算利息？如何装修更实惠省钱

浏览：35次 | 提问时间： 07-21 11:41
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6个答案
久溺他深心却冷到害怕 07-21 11:42

济南装修贷款利息通常有这些:①短期贷款六个月(含)5.6%;②六个月至一年(含)6%;③一至三年(含)6.15%;④三至五年(含)6.4%;⑤五年以上6.55%。实际以您所申请的银行标准为准。

幼梦 07-21 11:50

从现在市场上的利率情况来看，房贷的利率相对是低的。而装修贷款，无论是抵押贷款还是信用贷款，利率都有一定上浮，基本高于房贷。在这样的情况下，建议你贷款买房，留钱装修。另外，假如非要贷款装修，也要看清楚利率的计算方式，贷款之前，先算一下总利息，由于说不定看上去总利率较低的贷款，实际利息却更高。1.3年利息15%看着挺便宜少算一笔账实际高于18%。
2.按揭的房屋不能抵押贷款信用贷款利率要上浮30%。
3.信用贷款前要先算利息低利率未必真的低。无论是哪一种贷款，一定都得在申请之前搞清楚收费方式，到底是收取管理费还是收取利息，或是收取利息的同时也收取管理费。贷款人可以在申请之前先通过计算器算出每月需还款的金额和总利息，依照自身需求，找到适合自己的贷款方式。千万不能看到利率比较低就想当然地觉得这种方式比较省钱。

巴黎城中的一丝微笑 07-21 11:58

不同银行利息也是不一样的，工商银行贷款装修是一年利息

荒凉 07-21 12:07

贷款本金(即贷款额)*4.85%*1。一年至五年利息

姐的智商都拿去卖萌了 07-21 12:15

贷款本金(即贷款额)*5.25%*贷款年限。贷款五年以上利息

我缺你么 07-21 12:24

贷款本金(即贷款额)*5.4%*贷款年限。

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