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二手房公积金按揭买房流程是什么啊？有哪位高手晓得？

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二手房公积金按揭买房流程是什么啊？有哪位高手晓得？

浏览：61次 | 提问时间： 07-20 04:08

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3个答案

美丽致世界 07-20 04:09

题主好，二手房交易按揭贷款的基本操作流程：
1、确定按揭服务公司和贷款方案
2、查询公积金(如需公积金贷款)
3、签定房屋买卖合同
4、准备贷款资料，审核贷款资质
5、签贷款协议，公证，保险
6、办理房屋过户和抵押手续
7、办理房产证和抵押证明
8、银行放款

我不配 07-20 04:26

应该可以按揭的。按百分之五十来算，过户当天付清全部余款，等房产证做出来过户在去按揭。假如是新房,通常可以,但一定要先问开发商及银行.假如是二手房,通常不可以按揭的,买房前先找好愿意按揭的银行.假如是公积金贷款,通常可以按揭的,先要问好公积金中心办公室.

冷风断情长 07-20 04:34

可以。二手房按揭流程大体这样：资格审核---网签----银行面签（同时做评估）---交税（需要见到批贷涵）---过户----银行做抵押登记----领取他项权利证---放款。搜房网成都二手房买二手房只收0.5%佣金期望我的回答能够帮助到你。

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