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住房公积金多少钱才可以贷款呢？利率是多少哦

浏览：49次 | 提问时间： 07-20 04:08
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3个答案
入青丝 07-20 04:09

个人与所在单位应该连续缴纳住房公积金满6个月，才可以公积金贷款，公积金贷款的额度：使用本人住房公积金申请住房公积金贷款的，贷款最高限额40万元；同时使用配偶住房公积金申请住房公积金贷款的，贷款最高限额60万元。使用本人住房公积金申请住房公积金贷款，且申请贷款时本人正常缴存补充住房公积金的，贷款最高限额50万元；同时使用配偶住房公积金申请住房公积金贷款，且申请贷款时本人或其配偶正常缴存补充住房公积金的，贷款最高限额70万元。

挽百年 07-20 04:26

1.假如是单位缴存住房公积金，需要足额交纳6个月后，才可以使用住房公积金贷款买房；
2.假如是个人缴存住房公积金，需要足额交纳1年后，才可以使用住房公积金贷款买房。假如你符合单位缴存住房公积金条件的话半年就能用。

overdose 07-20 04:34

宁夏银川市公积金贷款政策实际是，把已经用公积金购买的那套房的贷款还完才可以再用公积金贷款买，否则不行。不过借款人在前次贷款还清后，再次申请住房公积金贷款。

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