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买二手房怎么办理贷款贷款流程是怎样？

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买二手房怎么办理贷款贷款流程是怎样？

浏览：59次 | 提问时间： 07-21 11:55

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2个答案

一個人也好 07-21 11:55

淄博市二手房只能用住房公积金或者商业贷款。淄博二手房住房公积金贷款办理流程：申请人购买二手房申请住房公积金贷款的，须办理完抵押登记手续后再放款。贷款时限：在办好房屋交易过户、交纳房屋契税后的3个月内。材料：购房合同、房屋评估单、《契税证》和《土地使用证》、卖方

凉薄依旧 07-21 12:04

办理流程：
1、签署二手房买卖协议，付清首付款或办理资金托管协议;
2、携带二手房贷款材料，填写房屋贷款申请表;
3、银行进行房贷贷款审批;
4、银行放款至托管中心;
5、办理产权过户等相关手续;

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