array(3) { ["data"] => array(20) { [0] => array(11) { ["tagname"] => string(42) "商业贷款可以转成公积金贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923399" ["tagid"] => int(856488) ["id"] => string(6) "856488" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503939940384780) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/856488" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/856488" } [1] => array(11) { ["tagname"] => string(48) "商业贷款可以转成住房公积金贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924155" ["tagid"] => int(982098) ["id"] => string(6) "982098" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943549583391) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/982098" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/982098" } [2] => array(11) { ["tagname"] => string(39) "商业贷款能转成公积金贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924155" ["tagid"] => int(982101) ["id"] => string(6) "982101" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943549583394) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/982101" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/982101" } [3] => array(11) { ["tagname"] => string(39) "商业贷款能否转成公积金贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(965813) ["id"] => string(6) "965813" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943097647117) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/965813" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/965813" } [4] => array(11) { ["tagname"] => string(39) "商业贷款如何转成公积金贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924154" ["tagid"] => int(973494) ["id"] => string(6) "973494" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943310508042) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/973494" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/973494" } [5] => array(11) { ["tagname"] => string(24) "商业贷款办理流程" ["inlink"] => int(0) ["addtime"] => string(10) "1598924269" ["tagid"] => int(995216) ["id"] => string(6) "995216" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943916584980) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/995216" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/995216" } [6] => array(11) { ["tagname"] => string(45) "商业贷款能转成住房公积金贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(882219) ["id"] => string(6) "882219" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940722622493) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/882219" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/882219" } [7] => array(11) { ["tagname"] => string(90) "北京购房最初用的商业贷款之后可以转成公积金贷款吗要怎么办理啊" ["inlink"] => int(0) ["addtime"] => string(10) "1599534201" ["tagid"] => int(1236953) ["id"] => string(7) "1236953" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503952284221453) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1236953" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1236953" } [8] => array(11) { ["tagname"] => string(39) "商业贷款转成住房公积金贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(882146) ["id"] => string(6) "882146" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940720525337) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/882146" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/882146" } [9] => array(11) { ["tagname"] => string(45) "商业贷款如何转成住房公积金贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598923636" ["tagid"] => int(882274) ["id"] => string(6) "882274" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940724719630) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/882274" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/882274" } [10] => array(11) { ["tagname"] => string(42) "商业贷款能不能转成公积金贷款" ["inlink"] => int(0) ["addtime"] => string(10) "1598924154" ["tagid"] => int(980405) ["id"] => string(6) "980405" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943499251748) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/980405" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/980405" } [11] => array(11) { ["tagname"] => string(39) "公积金贷款可以转商业贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924010" ["tagid"] => int(966729) ["id"] => string(6) "966729" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943123861523) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/966729" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/966729" } [12] => array(11) { ["tagname"] => string(39) "商业贷款可以转公积金贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924154" ["tagid"] => int(973496) ["id"] => string(6) "973496" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503943310508044) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/973496" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/973496" } [13] => array(11) { ["tagname"] => string(27) "公积金贷款办理流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371558" ["tagid"] => int(497714) ["id"] => string(6) "497714" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927676239889) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/497714" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/497714" } [14] => array(11) { ["tagname"] => string(27) "办理公积金贷款流程" ["inlink"] => int(0) ["addtime"] => string(10) "1594371661" ["tagid"] => int(505974) ["id"] => string(6) "505974" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503927914266639) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/505974" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/505974" } [15] => array(11) { ["tagname"] => string(45) "北京商业贷款可以转公积金贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1599444624" ["tagid"] => int(1164361) ["id"] => string(7) "1164361" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503949828456449) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1164361" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1164361" } [16] => array(11) { ["tagname"] => string(42) "商业贷款可以转为公积金贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923693" ["tagid"] => int(908628) ["id"] => string(6) "908628" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503941459771402) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/908628" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/908628" } [17] => array(11) { ["tagname"] => string(45) "可以同时公积金贷款和商业贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598924527" ["tagid"] => int(1047398) ["id"] => string(7) "1047398" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503945424437250) ["pageurl"] => string(36) "//www.sheji456.com/ask/tlist/1047398" ["m_pageurl"] => string(34) "//m.sheji456.com/ask/tlist/1047398" } [18] => array(11) { ["tagname"] => string(39) "商业贷款转公积金贷款可以吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923473" ["tagid"] => int(876049) ["id"] => string(6) "876049" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940488790043) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/876049" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/876049" } [19] => array(11) { ["tagname"] => string(45) "苏州商业贷款可以转公积金贷款吗" ["inlink"] => int(0) ["addtime"] => string(10) "1598923473" ["tagid"] => int(876056) ["id"] => string(6) "876056" ["depart"] => string(1) "0" ["updatetime"] => int(0) ["status"] => int(99) ["_version_"] => int(1703503940488790050) ["pageurl"] => string(35) "//www.sheji456.com/ask/tlist/876056" ["m_pageurl"] => string(33) "//m.sheji456.com/ask/tlist/876056" } } ["counts"] => int(334073) ["pagecount"] => float(16704) }

当前位置：首页>

装修问答

其他

商业贷款可以转成公积金贷款吗？办理流程是什么？

商业贷款可以转成公积金贷款吗？办理流程是什么？

浏览：57次 | 提问时间： 07-21 11:55

分享到：

3个答案

扎 07-21 11:55

题主好，假如您的商业贷款还款满一年，公积金缴纳满一年的话，是可以用公积金贷款转商业贷款的，利息会节省很多。也可以申请提取公积金，用来偿还商业贷款或者随意支配、
1、经过你的贷款银行的同意。
2、到公积金管理中心领取一张商业贷款转公积金贷款的申请表，上面会告诉你需要的材料和办理的流程。期望能够帮助您。

闭眼聆听世界每个角度 07-21 12:04

商业贷款能转公积金贷款。不过个人的商业贷款要转成公积金贷款，需要满足商业贷款转公积金贷款的条件。而商业贷款转公积金贷款的条件主要有：
1、个人商业贷款已经连续还款1年以上;
2、个人公积金已经连续缴纳满1年以上;
3、转公积金贷款的房屋，要求已经在当地市钱中心有登记备案，并且有正规、合法的住宅开发项目;
4、个人办理商业贷款转公积金贷款，需要征得原商业贷款银行的同意。，贷款买房时，假如借款人先选取的是商业贷款，在满足一定的条件下，也是可以转公积金贷款的。期望对你有用

我该怎么做 07-21 12:12

商业贷款可以转成公积金贷款。应该满足一下条件:商业贷款还款满一年。商业贷款的银行同意转为公积金贷款。公积金连续缴纳满一年或者以上,商业贷款转公积金贷款额度不能超过公积金贷款的最高额度。
3.商业贷款转公积金贷款方式：客户可先自筹资金把原银行贷款结清，原房产撤销抵押，重新办理抵押后，公积金中心放款至客户存款账户。客户交纳保证金，用本人或配偶或其直系亲属的另一套房子做抵押，公积金中心可放款给客户，等客户还清原贷款后，退还保证金。客户可找一家担保公司，由担保公司垫资还清客户原贷款，客户缴纳垫资费和保证金，担保人提供阶段性担保，抵押落实后公积金中心放款，退还客户保证金。

装修问答

其他

商业贷款可以转成公积金贷款吗？办理流程是什么？

最新问题

相关搜索

最新推荐

商业贷款可以转成公积金贷款吗？办理流程是什么？