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住房公积金贷款买房怎么还贷呢？流程怎么走？

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住房公积金贷款买房怎么还贷呢？流程怎么走？

浏览：58次 | 提问时间： 07-20 04:08

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2个答案

不想控诉 07-20 04:09

公积金贷款买房提前还贷须知公积金贷款买房以其较低的贷款利率、方便的贷款手续，一直深受广大贷款者的追捧。而使用公积金贷款买房后，如何提前还贷，是很多人需要了解的知识。公积金提前还贷的方式分为提前全部还贷、提前部分还贷两种：已发放了住房公积金个人贷款且贷款尚未到期的借款人可以用自筹资金办理提前偿还贷款本金业务。借款须已正常还款一年以上后方可申请提前还贷。其中，申请提前部分还贷的，每次还贷最低限额为一万元，且不得低于12个月的贷款本息额，每年限还贷一次。此外，正常还款一年以上的借款人，也可提取住房公积金帐户内的余额进行部分或全额还贷，但只能进行一次。期望能帮助到你的问题

空气中弥漫你的笑 07-20 04:25

你好我打听的情况是这样异地买房能取公积金，住房公积金只能在缴纳城市办理公积金贷款不过可以在异地提取公积金,比如一次性购房提取公积金帐户余额或者每年提取一次公积金偿还贷款，异地购买自住住房的提取住房公积金，持文件到当地住房公积金管理办理提取业务。

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